Monitoring the Session

HB 1196

bill requiring insurance proof for ATV operators

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Christian ManuelDHouse 22

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the requirement that the operator of an all-terrain vehicle possess evidence of financial responsibility for the vehicle.

Caption from analyzed text · version I.

Summary

Same proof of financial responsibility car drivers carry.

The bill makes the state's existing auto liability insurance requirement apply to all-terrain vehicles. People who operate ATVs in Texas would need to carry proof of financial responsibility the same way car drivers do. Starting September 1, 2025, an ATV that was previously exempt from that requirement would be covered by it.

Labels

Labels: QUICK READ: 88 WORDS. The bill as filed runs 88 words, counting the existing law it amends and the text it strikes. The median 89R bill as filed runs 441 words (derived, 8,702 graded bills, snapshot Oct 19, 2026).NEVER GOT A HEARING. Filed Nov 12, 2024 and referred to the House Insurance committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB1196 · 2024-11-12

SOLD BY

Rep. Christian ManuelDHouse 22

ITEM

relating to the requirement that the operator of an all-terrain vehicle possess evidence of financial responsibility for the vehicle.

WHAT IT DOES

Same proof of financial responsibility car drivers carry.

The bill makes the state's existing auto liability insurance requirement apply to all-terrain vehicles. People who operate ATVs in Texas would need to carry proof of financial responsibility the same way car drivers do. Starting September 1, 2025, an ATV that was previously exempt from that requirement would be covered by it.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Insurance
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Christian Manuel

Donors

ENPAC Texas$5KTexas Trial Lawyers Association PAC$5KTexas Sands PAC$4K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 23, 2024 to Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

ENPAC Texas$5,000.00

ENPAC Texas

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 27 other sitting lawmakers.

Derived recipient stock · Sep 26, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team
Sources

Derived itemized flow · on Nov 10, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033978.

Texas Trial Lawyers Association PAC$5,000.00

Texas Trial Lawyers Association PAC

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jul 7, 2025 to Oct 1, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033978.

Texas Sands PAC$4,000.00

Texas Sands PAC

$4,000.00

Cash
$4,000.00
Paid by others
$0.00
Total
$4,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on May 18, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101061945.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

ENPAC Texas

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 27 other sitting lawmakers.

Derived recipient stock · Sep 26, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team
Sources

Derived itemized flow · on Nov 10, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033978.

×

Texas Trial Lawyers Association PAC

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jul 7, 2025 to Oct 1, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033978.

×

Texas Sands PAC

$4,000.00

Cash
$4,000.00
Paid by others
$0.00
Total
$4,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on May 18, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101061945.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Nov 12, 2024

03/07/2025 H Referred to Insurance: Mar 7 2025 2:33PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Insurance · Final status: Died in committee

Subjects

Vehicles & Traffic--Insurance/Financial Responsibility

RECREATIONAL & ALL-TERRAIN VEHICLES

Text

The text as introduced · 88 words

89R2680 SRA-D

By: Manuel
H.B. No. 1196

A BILL TO BE ENTITLED

AN ACT

relating to the requirement that the operator of an all-terrain

vehicle possess evidence of financial responsibility for the

vehicle.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 601.052, Transportation Code, is amended

by adding Subsection (d) to read as follows:

(d) Notwithstanding Subsection (a)(2-b), Section 601.051

applies to an all-terrain vehicle, as that term is defined by

Section 551A.001.

SECTION 2. This Act takes effect September 1, 2025.