bill makes uninsured motorist coverage mandatory on auto policies

The text as introduced · 283 words

89R5798 DNC-D

By: Hernandez
H.B. No. 1364

A BILL TO BE ENTITLED

AN ACT

relating to the provision of uninsured or underinsured motorist

coverage in automobile liability insurance policies.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 912.002(b), Insurance Code, is amended

to read as follows:

(b) A county mutual insurance company is subject to:

(1) Sections 38.001, 401.051, 401.052,

401.054-401.062, 401.151, 401.152, 401.155, 401.156, 501.159,

501.202, 501.203, 822.204, 1806.001, 1806.101, 1806.103(b),

1806.104-1806.107, 1953.051(b), 2002.002, and 2002.005;

(2) Subchapter A, Chapter 86;

(3) Subchapter A, Chapter 401;

(4) the provisions of Subchapter B, Chapter 424, other

than Sections 424.052, 424.072, and 424.073;

(5) Chapters 221, 251, 252, 254, 541, and 2210; [ and ]

(6) Subchapter C, Chapter 1952; and

(7) Articles 5.39 and 5.40.

SECTION 2. Section 2301.053(b), Insurance Code, is amended

to read as follows:

(b) Each form for a personal automobile insurance policy

must provide the coverages mandated under :

(1) Subchapter [ Subchapters ] C , Chapter 1952; and

(2) Subchapter D, Chapter 1952, unless the coverage is

[ coverages are ] rejected by the named insured in the manner

provided by that subchapter [ those subchapters ].

SECTION 3. Section 1952.101(c), Insurance Code, is

repealed.

SECTION 4. The change in law made by this Act applies only

to an insurance policy that is delivered, issued for delivery, or

renewed on or after January 1, 2026. A policy delivered, issued for

delivery, or renewed before January 1, 2026, is governed by the law

as it existed immediately before the effective date of this Act, and

that law is continued in effect for that purpose.

SECTION 5. This Act takes effect September 1, 2025.