Monitoring the Session

HB 1840

bill opening Medicare supplement plans to under-65 enrollees

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Ryan GuillenRHouse 31

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the eligibility of certain individuals to purchase Medicare supplement benefit plans.

Caption from analyzed text · version I.

Summary

Same plans for people on Medicare for disability or kidney failure.

The bill requires any company that sells Medicare supplement plans in Texas to people 65 and older to also sell the same plans to people under 65 who are on Medicare because of a disability or end stage renal disease. It touches Medicare supplement insurers and younger Texans on Medicare for disability or kidney failure. Starting with plans issued or renewed on or after January 1, 2026, those younger enrollees must get the same coverage, the same protections, and the same premium rate charged to a 65-year-old.

Labels

Labels: ZOMBIE BILL. Died 2 times: 88R HB 1803 by Rep. Rose (Died in committee) and this bill (Died in committee). Checked against 88R only.BACK FROM THE DEAD. Same text as a bill filed before that died: 88R HB 1803 by Rep. Rose (Died in committee). Filed in 2 sessions, counting this one. Checked against 88R only.TRY NO. 2. Filed in 2 sessions: 88R and 89R. Checked against 88R only.NEVER GOT A HEARING. Filed Jan 14, 2025 and referred to the House Insurance committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB1840 · 2025-01-14

SOLD BY

ITEM

relating to the eligibility of certain individuals to purchase Medicare supplement benefit plans.

WHAT IT DOES

Same plans for people on Medicare for disability or kidney failure.

The bill requires any company that sells Medicare supplement plans in Texas to people 65 and older to also sell the same plans to people under 65 who are on Medicare because of a disability or end stage renal disease. It touches Medicare supplement insurers and younger Texans on Medicare for disability or kidney failure. Starting with plans issued or renewed on or after January 1, 2026, those younger enrollees must get the same coverage, the same protections, and the same premium rate charged to a 65-year-old.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Insurance
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 1, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Frontera Texas PAC$160,007.97

Frontera Texas PAC

$160,007.97

Cash
$0.00
Paid by others
$160,007.97
Total
$160,007.97
Other filed descriptions $73,500.00mail $40,000.00mailing $19,429.94texting $18,144.37digital $8,211.55printing $722.11

Also funds 3 other sitting lawmakers.

Derived recipient stock · Nov 5, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Dec 30, 2025 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033369, 101062168, 101070155, 101073001.

Texas Sands PAC$120,875.00

Texas Sands PAC

$120,875.00

Cash
$113,500.00
Paid by others
$7,375.00
Total
$120,875.00
polling $7,375.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 14, 2024 to Sep 25, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100989191, 101033369, 101062168, 101073001.

Associated Republicans of Texas Campaign Fund$22,795.90

Associated Republicans of Texas Campaign Fund

$22,795.90

Cash
$0.00
Paid by others
$22,795.90
Total
$22,795.90
polling $15,000.00Other filed descriptions $7,352.14texting $443.76

Also funds 20 other sitting lawmakers.

Derived recipient stock · Nov 4, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 15, 2025 to Sep 10, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033369, 101070155.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Frontera Texas PAC

$160,007.97

Cash
$0.00
Paid by others
$160,007.97
Total
$160,007.97
Other filed descriptions $73,500.00mail $40,000.00mailing $19,429.94texting $18,144.37digital $8,211.55printing $722.11

Also funds 3 other sitting lawmakers.

Derived recipient stock · Nov 5, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Dec 30, 2025 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033369, 101062168, 101070155, 101073001.

×

Texas Sands PAC

$120,875.00

Cash
$113,500.00
Paid by others
$7,375.00
Total
$120,875.00
polling $7,375.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 14, 2024 to Sep 25, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100989191, 101033369, 101062168, 101073001.

×

Associated Republicans of Texas Campaign Fund

$22,795.90

Cash
$0.00
Paid by others
$22,795.90
Total
$22,795.90
polling $15,000.00Other filed descriptions $7,352.14texting $443.76

Also funds 20 other sitting lawmakers.

Derived recipient stock · Nov 4, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 15, 2025 to Sep 10, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101033369, 101070155.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

FILED BEFORE

Filed 2 times: 88R and 89R. Checked against 88R only.

88R HB 1803

by Rep. Rose, different lead author · Died in committee · same text

Introduced text

Last action, May 10, 2023: Referred to Health & Human Services

Relating to the eligibility of certain individuals to purchase Medicare supplement benefit plans.

Caption, 88R bill history

Sources

Texas House · Filed Jan 14, 2025

03/14/2025 H Referred to Insurance: Mar 14 2025 2:36PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Insurance · Final status: Died in committee

Subjects

Health--Other Diseases & Medical Conditions

Insurance--Health & Accident

MEDICARE

Text

The text as introduced · 242 words

89R5800 SCF-D

By: Guillen
H.B. No. 1840

A BILL TO BE ENTITLED

AN ACT

relating to the eligibility of certain individuals to purchase

Medicare supplement benefit plans.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Subchapter B, Chapter 1652, Insurance Code, is

amended by adding Section 1652.059 to read as follows:

Sec. 1652.059. COVERAGE FOR CERTAIN INDIVIDUALS YOUNGER

THAN 65. (a) In this section, "entity" means an entity that

delivers or issues for delivery a Medicare supplement benefit plan

in this state.

(b) An entity that offers coverage under a Medicare

supplement benefit plan to individuals 65 years of age or older must

offer the same coverage to individuals younger than 65 years of age

who are eligible for and enrolled in Medicare by reason of

disability or end stage renal disease.

(c) Except as otherwise provided by rules adopted under

Section 1652.051, any benefit, protection, policy, or procedure

applicable to coverage under a plan for an individual 65 years of

age or older must apply to coverage offered under Subsection (b).

(d) An entity shall offer a plan under Subsection (b) at the

same premium rate charged for that plan to an individual 65 years of

age.

SECTION 2. The changes in law made by this Act apply only to

a Medicare supplement benefit plan delivered, issued for delivery,

or renewed on or after January 1, 2026.

SECTION 3. This Act takes effect September 1, 2025.