Monitoring the Session

HB 2451

bill makes financial literacy a social studies credit

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Ken KingRHouse 88

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to courses in personal financial literacy and economics for high school students in public schools.

Caption from analyzed text · version I.

Summary

No longer an elective.

The bill moves personal financial literacy and economics into the core social studies curriculum and makes the high school financial literacy course a social studies credit instead of an elective. Starting with ninth graders entering in 2025-2026, every Texas public high school student must take a half credit of personal financial literacy, and the combined 'personal financial literacy & economics' option is split apart. Schools and charters must offer the course, which includes instruction on completing the federal student aid application, and the Texas Education Agency must keep a list of free curricula for it.

Labels

Labels: ACROSS THE AISLE. Joint authors: 1 Republican, 1 Democrat. Party as the Legislative Reference Library lists it for the 89th Legislature.

Receipt

The receipt

89R-HB2451 · 2025-02-05

SOLD BY

ITEM

relating to courses in personal financial literacy and economics for high school students in public schools.

WHAT IT DOES

No longer an elective.

The bill moves personal financial literacy and economics into the core social studies curriculum and makes the high school financial literacy course a social studies credit instead of an elective. Starting with ninth graders entering in 2025-2026, every Texas public high school student must take a half credit of personal financial literacy, and the combined 'personal financial literacy & economics' option is split apart. Schools and charters must offer the course, which includes instruction on completing the federal student aid application, and the Texas Education Agency must keep a list of free curricula for it.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Public Education
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 16, 2024 to Oct 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Defend Rural Texas PAC$203,547.49

Defend Rural Texas PAC

$203,547.49

Cash
$0.00
Paid by others
$203,547.49
Total
$203,547.49
television $165,000.00radio $25,000.00texting $13,547.49

Also funds 1 other sitting lawmakers.

Derived recipient stock · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115, 101058003, 101068175.

Texas Trial Lawyers Association PAC$175,000.00

Texas Trial Lawyers Association PAC

$175,000.00

Cash
$175,000.00
Paid by others
$0.00
Total
$175,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Sep 17, 2024 to Sep 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100983150, 101008206, 101028141, 101035143, 101040115, 101058003, 101068175.

Coalition for Working Families PAC$100,000.00

Coalition for Working Families PAC

$100,000.00

Cash
$100,000.00
Paid by others
$0.00
Total
$100,000.00

Also funds 24 other sitting lawmakers.

Derived recipient stock · Dec 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 3, 2026 to Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Defend Rural Texas PAC

$203,547.49

Cash
$0.00
Paid by others
$203,547.49
Total
$203,547.49
television $165,000.00radio $25,000.00texting $13,547.49

Also funds 1 other sitting lawmakers.

Derived recipient stock · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115, 101058003, 101068175.

×

Texas Trial Lawyers Association PAC

$175,000.00

Cash
$175,000.00
Paid by others
$0.00
Total
$175,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Sep 17, 2024 to Sep 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100983150, 101008206, 101028141, 101035143, 101040115, 101058003, 101068175.

×

Coalition for Working Families PAC

$100,000.00

Cash
$100,000.00
Paid by others
$0.00
Total
$100,000.00

Also funds 24 other sitting lawmakers.

Derived recipient stock · Dec 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 3, 2026 to Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Feb 5, 2025

03/17/2025 H Referred to Public Education: Mar 17 2025 2:32PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Public Education · Final status: Died in committee

Companion

HB 27 by King (duplicate)

Subjects

Education--Primary & Secondary--Curriculum

EDUCATION, STATE BOARD OF

Text

The text as introduced · 830 words

89R7722 GP-F

By: King
H.B. No. 2451

A BILL TO BE ENTITLED

AN ACT

relating to courses in personal financial literacy and economics

for high school students in public schools.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 28.002(a), Education Code, is amended to

read as follows:

(a) Each school district that offers kindergarten through

grade 12 shall offer, as a required curriculum:

(1) a foundation curriculum that includes:

(A) English language arts;

(B) mathematics;

(C) science; and

(D) social studies, consisting of Texas, United

States, and world history, government, personal financial

literacy, economics, with emphasis on the free enterprise system

and its benefits, and geography; and

(2) an enrichment curriculum that includes:

(A) to the extent possible, languages other than

English;

(B) health, with emphasis on:

(i) physical health, including the

importance of proper nutrition and exercise;

(ii) mental health, including instruction

about mental health conditions, substance abuse, skills to manage

emotions, establishing and maintaining positive relationships, and

responsible decision-making; and

(iii) suicide prevention, including

recognizing suicide-related risk factors and warning signs;

(C) physical education;

(D) fine arts;

(E) career and technology education;

(F) technology applications; and

(G) religious literature, including the Hebrew

Scriptures (Old Testament) and New Testament, and its impact on

history and literature [ ; and

[ (H) personal financial literacy ].

SECTION 2. Section 28.0021(b), Education Code, is amended

to read as follows:

(b) Each school district and each open-enrollment charter

school that offers a high school program shall provide a [ an

elective ] course in personal financial literacy that meets the

requirements for a one-half social studies [ elective ] credit under

Section 28.025, using materials approved by the State Board of

Education. The instruction in personal financial literacy must

include instruction on completing the application for federal

student aid provided by the United States Department of Education.

In fulfilling the requirement to provide financial literacy

instruction under this section, a school district or

open-enrollment charter school may use an existing state, federal,

private, or nonprofit program that provides students without charge

the instruction described under this section.

SECTION 3. Sections 28.025(b-1) and (b-23), Education Code,

are amended to read as follows:

(b-1) The State Board of Education by rule shall require

that the curriculum requirements for the foundation high school

program under Subsection (a) include a requirement that students

successfully complete:

(1) four credits in English language arts under

Section 28.002(a)(1)(A), including one credit in English I, one

credit in English II, one credit in English III, and one credit in

an advanced English course authorized under Subsection (b-2);

(2) three credits in mathematics under Section

28.002(a)(1)(B), including one credit in Algebra I, one credit in

geometry, and one credit in any advanced mathematics course

authorized under Subsection (b-2);

(3) three credits in science under Section

28.002(a)(1)(C), including one credit in biology, one credit in any

advanced science course authorized under Subsection (b-2), and one

credit in integrated physics and chemistry or in an additional

advanced science course authorized under Subsection (b-2);

(4) three credits in social studies under Section

28.002(a)(1)(D), including one credit in United States history, at

least one-half credit in government and at least one-half credit in

[ economics or ] personal financial literacy [ & economics ], and one

credit in economics, world geography , or world history;

(5) except as provided under Subsections (b-12),

(b-13), and (b-14), two credits in the same language in a language

other than English under Section 28.002(a)(2)(A);

(6) five elective credits;

(7) one credit in fine arts under Section

28.002(a)(2)(D); and

(8) except as provided by Subsection (b-11), one

credit in physical education under Section 28.002(a)(2)(C).

(b-23) The agency shall:

(1) develop a list of free, open-source, and publicly

available curricula that may be used by a school district to provide

a personal financial literacy [ & economics ] course that satisfies

the curriculum requirement under Subsection (b-1)(4); and

(2) seek, accept, and spend any federal or private

grant funds and gifts that are available for the purpose of

providing a personal financial literacy [ & economics ] course as

part of the foundation high school program.

SECTION 4. Section 28.025(b-22), Education Code, is

repealed.

SECTION 5. Sections 28.0021(b) and 28.025(b-1), Education

Code, as amended by this Act, apply only to students entering the

ninth grade during the 2025-2026 school year or a later school year.

For students entering a grade above ninth grade during the

2025-2026 school year, Sections 28.0021(b) and 28.025(b-1),

Education Code, as those sections existed before amendment by this

Act, apply, and those sections are continued in effect for that

purpose.

SECTION 6. This Act applies beginning with the 2025-2026

school year.

SECTION 7. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.