Monitoring the Session

HB 2888

Isaac Bill Bars Uninsured And Unlicensed Drivers From Suing

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Carrie IsaacRHouse 73

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the right of a motorist who fails to hold a driver's license or maintain motor vehicle liability insurance or other financial responsibility for a motor vehicle to recover damages arising from a motor vehicle collision.

Caption from analyzed text · version I.

Summary

No license or no insurance? Hurt in a wreck, you can’t sue the other driver.

The bill bars a driver who is driving without a license or without required liability insurance from suing another driver, or that driver's insurer, for damages from a crash. It touches unlicensed and uninsured drivers, the other drivers they collide with, and those drivers' insurance companies. On the ground, an uninsured or unlicensed driver hurt in a wreck loses the right to sue the other side, for any lawsuit filed after the law takes effect.

Labels

Labels: NEVER GOT A HEARING. Filed Feb 14, 2025 and referred to the House Judiciary & Civil Jurisprudence committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB2888 · 2025-02-14

SOLD BY

Rep. Carrie IsaacRHouse 73 Rep. Benjamin BumgarnerRHouse 63

ITEM

relating to the right of a motorist who fails to hold a driver's license or maintain motor vehicle liability insurance or other financial responsibility for a motor vehicle to recover damages arising from a motor vehicle collision.

WHAT IT DOES

No license or no insurance? Hurt in a wreck, you can’t sue the other driver.

The bill bars a driver who is driving without a license or without required liability insurance from suing another driver, or that driver's insurer, for damages from a crash. It touches unlicensed and uninsured drivers, the other drivers they collide with, and those drivers' insurance companies. On the ground, an uninsured or unlicensed driver hurt in a wreck loses the right to sue the other side, for any lawsuit filed after the law takes effect.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Judiciary & Civil Jurisprudence
FILED UNDER

SPEECH AND LAWFARE

THE TEXT

…“may not bring a civil action against another motor vehicle operator or that operator's liability insurer for damages resulting from a collision”…

Bill text, introduced version (I)

The bill shields other drivers and their liability insurers from collision lawsuits brought by unlicensed or uninsured drivers.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Carrie Isaac

Donors

Jared Broderick$26,285American Fireworks$26KTexans for Lawsuit Reform PAC$20K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 29, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Jared Broderick$26,284.58
American Fireworks$26,000.00

American Fireworks

$26,000.00

Cash
$0.00
Paid by others
$26,000.00
Total
$26,000.00
fundraiser $26,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jul 4, 2025 to Jul 3, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jul 4, 2025 to Jul 3, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062888, 101069223.

Texans for Lawsuit Reform PAC$20,083.33

Texans for Lawsuit Reform PAC

$20,083.33

Cash
$20,000.00
Paid by others
$83.33
Total
$20,083.33
fundraiser $83.33

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011492, 101062888, 101070788.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

American Fireworks

$26,000.00

Cash
$0.00
Paid by others
$26,000.00
Total
$26,000.00
fundraiser $26,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jul 4, 2025 to Jul 3, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jul 4, 2025 to Jul 3, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062888, 101069223.

×

Texans for Lawsuit Reform PAC

$20,083.33

Cash
$20,000.00
Paid by others
$83.33
Total
$20,083.33
fundraiser $83.33

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011492, 101062888, 101070788.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Feb 14, 2025

03/19/2025 H Referred to Judiciary & Civil Jurisprudence: Mar 19 2025 12:35PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:19 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Judiciary & Civil Jurisprudence · Final status: Died in committee

Subjects

Civil Remedies & Liabilities

Insurance--Motor Vehicles

Vehicles & Traffic--Driver's Licenses

Vehicles & Traffic--Insurance/Financial Responsibility

Text

The text as introduced · 224 words

89R6158 SCL-D

By: Isaac
H.B. No. 2888

A BILL TO BE ENTITLED

AN ACT

relating to the right of a motorist who fails to hold a driver's

license or maintain motor vehicle liability insurance or other

financial responsibility for a motor vehicle to recover damages

arising from a motor vehicle collision.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Chapter 72, Civil Practice and Remedies Code, is

amended by adding Subchapter C to read as follows:

SUBCHAPTER C. EFFECT OF CERTAIN VIOLATIONS INVOLVING OPERATION OF

MOTOR VEHICLE

Sec. 72.101. RIGHT OF CERTAIN MOTORISTS TO BRING ACTION FOR

DAMAGES. An individual operating a motor vehicle in violation of

Section 521.021 or 601.051, Transportation Code, may not bring a

civil action against another motor vehicle operator or that

operator's liability insurer for damages resulting from a collision

involving the individual's motor vehicle.

SECTION 2. Section 72.101, Civil Practice and Remedies

Code, as added by this Act, applies only to an action filed on or

after the effective date of this Act.

SECTION 3. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.