HB 3454
bill making insurers pay storage charges on total losses
Died in committee
Verdict: No flags
Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade
Caption
relating to liability to a vehicle storage facility operator for money owed in relation to the delivery, storage, and disposal of certain personal property.
Caption from analyzed text · version I.
Summary
Delivery, storage and disposal charges land on the insurer.
The bill makes an insurance company that pays a total-loss claim on property held at a vehicle storage facility responsible for the facility's charges for delivery, storage, and disposal of that property. It touches insurers, vehicle storage facility operators, and the owners whose vehicles or property sit in storage after a total loss. Storage lots can collect these fees from the insurer, including amounts that built up before the claim was paid, for property taken into storage on or after September 1, 2025.
Labels
Labels: NEVER GOT A HEARING. Filed Feb 27, 2025 and referred to the House Insurance committee. No public hearing. The bill died.
Receipt
The receipt
89R-HB3454 · 2025-02-27
SOLD BY
ITEM
relating to liability to a vehicle storage facility operator for money owed in relation to the delivery, storage, and disposal of certain personal property.
WHAT IT DOES
Delivery, storage and disposal charges land on the insurer.
The bill makes an insurance company that pays a total-loss claim on property held at a vehicle storage facility responsible for the facility's charges for delivery, storage, and disposal of that property. It touches insurers, vehicle storage facility operators, and the owners whose vehicles or property sit in storage after a total loss. Storage lots can collect these fees from the insurer, including amounts that built up before the claim was paid, for property taken into storage on or after September 1, 2025.
CHARGES
[ ] NONE FOUND
TOTAL
No fiscal note in the loaded record.
HISTORY
- Filed
- Read first time
- Referred to Insurance
FILED UNDER
No verified beat found.
THANK YOU FOR CHECKING THE RECEIPT
CAMPAIGN PAID FOR BY
CAMPAIGN PAID FOR BY
Donors
Not tied to this bill.
Sources
The author's campaign account only. Own money and internal transfers are separate on the member page.
Derived itemized flow · Jul 24, 2024 to Oct 22, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Texas Trial Lawyers Association PAC$22,500.00
Texas Trial Lawyers Association PAC
$22,500.00
- Cash
- $22,500.00
- Paid by others
- $0.00
- Total
- $22,500.00
Also funds 137 other sitting lawmakers.
Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Jul 24, 2024 to Sep 28, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101012324, 101029258, 101060219, 101072494.
AGAVE DEMOCRATIC INFRASRUCTURE FUND$18,375.00
AGAVE DEMOCRATIC INFRASRUCTURE FUND
$18,375.00
- Cash
- $18,000.00
- Paid by others
- $375.00
- Total
- $18,375.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · Nov 22, 2024 to Jul 7, 2025. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · Nov 22, 2024 to Jul 7, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101029258.
Texas REALTORS Political Action Committee$15,250.00
Texas REALTORS Political Action Committee
$15,250.00
- Cash
- $15,000.00
- Paid by others
- $250.00
- Total
- $15,250.00
Also funds 140 other sitting lawmakers.
Derived recipient stock · Jul 2, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Sep 19, 2024 to Sep 17, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101012324, 101029258, 101069662.
Missing data does not establish zero giving. Display amounts are rounded.
Texas Trial Lawyers Association PAC
$22,500.00
- Cash
- $22,500.00
- Paid by others
- $0.00
- Total
- $22,500.00
Also funds 137 other sitting lawmakers.
Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Jul 24, 2024 to Sep 28, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101012324, 101029258, 101060219, 101072494.
AGAVE DEMOCRATIC INFRASRUCTURE FUND
$18,375.00
- Cash
- $18,000.00
- Paid by others
- $375.00
- Total
- $18,375.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · Nov 22, 2024 to Jul 7, 2025. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · Nov 22, 2024 to Jul 7, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101029258.
Texas REALTORS Political Action Committee
$15,250.00
- Cash
- $15,000.00
- Paid by others
- $250.00
- Total
- $15,250.00
Also funds 140 other sitting lawmakers.
Derived recipient stock · Jul 2, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Sep 19, 2024 to Sep 17, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987285, 101012324, 101029258, 101069662.
Votes
No floor vote loaded for this bill.
Fiscal
No fiscal note in the loaded record.
How this was graded
Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.
Sources
Texas House · Filed Feb 27, 2025
03/24/2025 H Referred to Insurance: Mar 24 2025 2:16PM
Texas Legislature Online · Introduced
Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.
House committee · Insurance · Final status: Died in committee
Subjects
Civil Remedies & Liabilities
Insurance--Motor Vehicles
Occupational Regulation--Other Trades & Professions
Property Interests--Personal Property
Vehicles & Traffic--General
Text
The text as introduced · 177 words
89R12211 AND-F By: Gámez H.B. No. 3454 A BILL TO BE ENTITLED AN ACT relating to liability to a vehicle storage facility operator for money owed in relation to the delivery, storage, and disposal of certain personal property. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 2303.156, Occupations Code, is amended by adding Subsection (c) to read as follows: (c) An insurance company that pays a claim of total loss on personal property stored at a vehicle storage facility is liable to the operator of the facility for any money owed to the operator in relation to delivery of the property to the facility, storage of the property in the facility, and disposal of the property, regardless of whether an amount accrued before the insurance company paid the claim. SECTION 2. Section 2303.156(c), Occupations Code, as added by this Act, applies only to personal property accepted for storage by a vehicle storage facility on or after the effective date of this Act. SECTION 3. This Act takes effect September 1, 2025.