HB 4243

tenants can scrub a paid-off eviction from credit reports

Died in committee

Verdict: No flags

No flagsInitial review

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to removal of certain eviction case information from credit reports.

Caption from analyzed text · version I.

Summary

Paid in full, new lease with the same landlord, no default.

The bill lets a tenant who lost an eviction case ask a credit reporting company to remove that eviction from their credit report. It covers only tenants who later paid everything owed, signed a new lease with the same landlord, and are not in default on that lease. Once a credit reporting company gets the written request, it cannot use the eviction information and must delete it within 90 days unless federal law requires otherwise.

Labels

Labels: ZOMBIE BILL. Died 2 times: 88R HB 3664 (Died in committee) and this bill (Died in committee). Checked against 88R only.BACK FROM THE DEAD. Same text as a bill filed before that died: 88R HB 3664 (Died in committee). Filed in 2 sessions, counting this one. Checked against 88R only.TRY NO. 2. Filed in 2 sessions: 88R and 89R. Checked against 88R only.PENDING FOREVER. Heard by the House Pensions, Investments & Financial Services committee on Apr 7, 2025 and left pending. Never voted out. The bill died.

Receipt

The receipt

89R-HB4243 · 2025-03-10

SOLD BY

Rep. Ron ReynoldsDHouse 27

ITEM

relating to removal of certain eviction case information from credit reports.

WHAT IT DOES

Paid in full, new lease with the same landlord, no default.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 3, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

Mar 10, 2025Filed
Mar 31, 2025Read first time
Mar 31, 2025Referred to Pensions, Investments & Financial Services
Apr 7, 2025Scheduled for public hearing on . . .
Apr 7, 2025Considered in public hearing
Apr 7, 2025Testimony taken/registration(s) recorded in committee
Apr 7, 2025Left pending in committee

FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

Ron Reynolds

Donors

Texas Sands PAC$30K Texas Trial Lawyers Association PAC$25K Texas House Democratic Campaign Committee$7K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 29, 2024 to Oct 19, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Sands PAC$30,000.00

Texas Sands PAC

$30,000.00

Cash: $30,000.00
Paid by others: $0.00
Total: $30,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Dec 5, 2024 to Feb 19, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100982635, 101040208.

Texas Trial Lawyers Association PAC$25,000.00

Texas Trial Lawyers Association PAC

$25,000.00

Cash: $25,000.00
Paid by others: $0.00
Total: $25,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Nov 27, 2024 to Jan 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100982635, 101028685, 101035822.

Texas House Democratic Campaign Committee$7,000.00

Texas House Democratic Campaign Committee

$7,000.00

Cash: $7,000.00
Paid by others: $0.00
Total: $7,000.00

Also funds 9 other sitting lawmakers.

Derived recipient stock · Oct 15, 2024 to Oct 15, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · on Apr 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101057584.

Money

Missing data does not establish zero giving. Display amounts are rounded.

Texas Sands PAC

$30,000.00

Cash: $30,000.00
Paid by others: $0.00
Total: $30,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Dec 5, 2024 to Feb 19, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100982635, 101040208.

Texas Trial Lawyers Association PAC

$25,000.00

Cash: $25,000.00
Paid by others: $0.00
Total: $25,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Nov 27, 2024 to Jan 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100982635, 101028685, 101035822.

Texas House Democratic Campaign Committee

$7,000.00

Cash: $7,000.00
Paid by others: $0.00
Total: $7,000.00

Also funds 9 other sitting lawmakers.

Derived recipient stock · Oct 15, 2024 to Oct 15, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · on Apr 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101057584.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 3, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

FILED BEFORE

Filed 2 times: 88R and 89R. Checked against 88R only.

88R HB 3664

by Rep. Reynolds, same lead author · Died in committee · same text

Introduced text

Last action, Apr 19, 2023: Left pending in committee

Relating to removal of certain eviction case information from credit reports.

Caption, 88R bill history

Sources

Texas House · Filed Mar 10, 2025

04/07/2025 H Left pending in committee

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Pensions, Investments & Financial Services · Final status: Died in committee

Subjects

Civil Remedies & Liabilities

Consumer Protection

Property Interests--Landlord & Tenant

CREDIT REPORTS

Text

The text as introduced · 328 words

89R15786 JBD-D

By: Reynolds
H.B. No. 4243

A BILL TO BE ENTITLED

AN ACT

relating to removal of certain eviction case information from

credit reports.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Chapter 24, Property Code, is amended by adding

Section 24.012 to read as follows:

Sec. 24.012. REMOVAL OF CERTAIN EVICTION CASE INFORMATION

FROM CREDIT REPORT. (a) In this section:

(1) "Consumer reporting agency" has the meaning

assigned by Section 20.01, Business & Commerce Code.

(2) "Eviction case" means a lawsuit brought under this

chapter to recover possession of leased or rented residential real

property from a tenant.

(3) "Eviction case information" means all records and

files related to a filing of an eviction case, including petitions

and dispositions.

(b) This section applies only to a residential tenant who:

(1) was the defendant in an eviction case in which a

judgment was entered for the plaintiff;

(2) after entry of the judgment in the eviction case:

(A) paid all money owed to the plaintiff; and

(B) executed a new lease agreement with the

landlord who was the plaintiff in the eviction case; and

(3) is not in default under the lease agreement

described in Subdivision (2).

(c) A residential tenant may submit to a consumer reporting

agency a written request to have the eviction case information

pertaining to an eviction case described by Subsection (b) removed

from the tenant's credit report.

(d) Unless required by federal law, a consumer reporting

agency that receives a written request under Subsection (c):

(1) may not use the eviction case information that is

the subject of the written request in a credit report; and

(2) not later than the 90th day after the date the

consumer reporting agency receives the request, shall remove the

eviction case information that is the subject of the request from

any credit report created or maintained by the consumer reporting

agency.

SECTION 2. This Act takes effect September 1, 2025.