HB 4575

Villalobos Transit Broker Bill Covers Only Cities Under 320,000

Died in committee

Verdict: Smells

SmellsInitial review

Rep. Denise VillalobosRHouse 34

Why it's charged

Bracket bill

THE TEXT

“This section applies only to an authority in which the principal municipality has a population of less than 320,000.”

Bill text, introduced version (I)

A population ceiling limits a Transportation Code section to transit authorities whose main city falls under 320,000, which likely means very few places. The caption does say "certain" authorities, so the narrowing is partly disclosed.

Bracket bill

Initial review · graded Oct 19, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the selection and retention of an insurance broker by certain metropolitan rapid transit authorities.

Caption from analyzed text · version I.

Summary

The board picks one fee-only broker. No outside commissions, insurer ties disclosed in writing.

This bill lets the board of a metropolitan rapid transit authority, but only where the main city has fewer than 320,000 people, pick one licensed insurance agent as its sole broker for buying the authority's insurance. That broker can be paid only a fee by the authority, cannot take commissions or other payment from anyone else, and must tell the board in writing about any business ties to an insurance company before steering business to it. A broker who breaks these rules faces license discipline under the Insurance Code, including revocation and fines, and the law can start right away or on September 1, 2025.

Labels

Labels: NEVER GOT A HEARING. Filed Mar 12, 2025 and referred to the House Transportation committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB4575 · 2025-03-12

SOLD BY

Rep. Denise VillalobosRHouse 34

ITEM

relating to the selection and retention of an insurance broker by certain metropolitan rapid transit authorities.

WHAT IT DOES

The board picks one fee-only broker. No outside commissions, insurer ties disclosed in writing.

CHARGES

[x] BRACKET BILLanalysis confidence 50%

THE TEXT

“This section applies only to an authority in which the principal municipality has a population of less than 320,000.”

Bill text, introduced version (I)

TOTAL

No fiscal note in the loaded record.

HISTORY

Mar 12, 2025Filed
Apr 3, 2025Read first time
Apr 3, 2025Referred to Transportation

FILED UNDER

Beats not yet reviewed.

Smells

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

Denise Villalobos

Donors

Texans for Lawsuit Reform PAC$555K Texas Conservative Majority PAC$456K Associated Republicans of Texas Campaign Fund$327K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 29, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texans for Lawsuit Reform PAC$554,928.87

Texans for Lawsuit Reform PAC

$554,928.87

Cash: $35,000.00
Paid by others: $519,928.87
Total: $554,928.87

advertising $422,488.50mail $75,707.02polling $21,210.35fundraiser $523.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Jun 23, 2025 to Oct 19, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011167, 101031617, 101061183, 101069345, 101071979.

Texas Conservative Majority PAC$455,570.00

Texas Conservative Majority PAC

$455,570.00

Cash: $150,000.00
Paid by others: $305,570.00
Total: $455,570.00

canvassing $190,000.00advertising $98,870.00polling $16,700.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Aug 21, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101069345, 101071979.

Associated Republicans of Texas Campaign Fund$326,800.00

Associated Republicans of Texas Campaign Fund

$326,800.00

Cash: $0.00
Paid by others: $326,800.00
Total: $326,800.00

television $225,050.00radio $44,200.00mailer $22,600.00polling $16,700.00Other filed descriptions $10,750.00digital $7,500.00

Also funds 20 other sitting lawmakers.

Derived recipient stock · Nov 4, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · May 4, 2026 to Oct 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101061183, 101069345, 101071979.

Money

Missing data does not establish zero giving. Display amounts are rounded.

Texans for Lawsuit Reform PAC

$554,928.87

Cash: $35,000.00
Paid by others: $519,928.87
Total: $554,928.87

advertising $422,488.50mail $75,707.02polling $21,210.35fundraiser $523.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Jun 23, 2025 to Oct 19, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011167, 101031617, 101061183, 101069345, 101071979.

Texas Conservative Majority PAC

$455,570.00

Cash: $150,000.00
Paid by others: $305,570.00
Total: $455,570.00

canvassing $190,000.00advertising $98,870.00polling $16,700.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Aug 21, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101069345, 101071979.

Associated Republicans of Texas Campaign Fund

$326,800.00

Cash: $0.00
Paid by others: $326,800.00
Total: $326,800.00

television $225,050.00radio $44,200.00mailer $22,600.00polling $16,700.00Other filed descriptions $10,750.00digital $7,500.00

Also funds 20 other sitting lawmakers.

Derived recipient stock · Nov 4, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · May 4, 2026 to Oct 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101061183, 101069345, 101071979.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 19, 2026, against the published rubric.

Sources

Texas House · Filed Mar 12, 2025

04/03/2025 H Referred to Transportation: Apr 3 2025 12:38PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:19 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Transportation · Final status: Died in committee

Subjects

Insurance--General

Insurance--Property & Casualty

Transportation--Mass Transit

Transportation--Miscellaneous

Text

The text as introduced · 344 words

89R11551 SRA-F

By: Villalobos
H.B. No. 4575

A BILL TO BE ENTITLED

AN ACT

relating to the selection and retention of an insurance broker by

certain metropolitan rapid transit authorities.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Subchapter C, Chapter 451, Transportation Code,

is amended by adding Section 451.1025 to read as follows:

Sec. 451.1025. SELECTION AND RETENTION OF INSURANCE BROKER.

(a) This section applies only to an authority in which the

principal municipality has a population of less than 320,000.

(b) The board may select a licensed insurance agent for the

authority as the sole broker of record to obtain proposals and

coverages for insurance, including in areas of risk relating to

public official liability, property, casualty, workers'

compensation, and specific and aggregate stop-loss coverage

insurance for self-funded health care.

(c) The board may retain a broker of record selected under

this section only on a fee basis paid by the authority. A broker of

record retained under this section may not directly or indirectly

receive any other remuneration, compensation, or other form of

payment from any other source for the placement of insurance

business under the broker of record contract with the board.

(d) A broker of record retained under this section may not

submit any insurance carrier proposal to the board or direct any

authority insurance business to an insurance carrier if the broker

has a business relationship or proposed business relationship with

the carrier, including an appointment, unless the broker first

discloses the nature of that relationship or proposed relationship,

in writing, to the board.

(e) A broker who violates this section is subject to any

disciplinary remedy available under Chapter 82, Insurance Code, or

Section 4005.102, Insurance Code, including license revocation and

fine.

SECTION 2. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.