Monitoring the Session

HB 4739

comptroller loses its slice of retail delinquency fees

Became law, effective Jan 1, 2026

Verdict: No flags

No flagsInitial review
Rep. Charlie GerenRHouse 99

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the elimination of the portion of the Retail Charge Agreement Delinquency Fee remitted to the comptroller.

Caption from analyzed text · version I.

Summary

Section 345.157(d) repealed.

The bill repeals Section 345.157(d) of the Finance Code, the provision the caption describes as sending part of the retail charge agreement delinquency fee to the comptroller. It touches retail sellers who charge delinquency fees on retail charge agreements, and the state comptroller who receives that portion. Starting January 1, 2026, that portion would no longer go to the comptroller, while amounts owed before that date are still collected under the old law.

Labels

Labels: QUICK READ: 131 WORDS. The bill as filed runs 131 words, counting the existing law it amends and the text it strikes. The median 89R bill as filed runs 441 words (derived, 8,702 graded bills, snapshot Oct 19, 2026).

Receipt

The receipt

89R-HB4739 · 2025-03-13

SOLD BY

Rep. Charlie GerenRHouse 99

ITEM

relating to the elimination of the portion of the Retail Charge Agreement Delinquency Fee remitted to the comptroller.

WHAT IT DOES

Section 345.157(d) repealed.

The bill repeals Section 345.157(d) of the Finance Code, the provision the caption describes as sending part of the retail charge agreement delinquency fee to the comptroller. It touches retail sellers who charge delinquency fees on retail charge agreements, and the state comptroller who receives that portion. Starting January 1, 2026, that portion would no longer go to the comptroller, while amounts owed before that date are still collected under the old law.

CHARGES

[ ] NONE FOUND

TOTAL

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version E · source

Sources

Fiscal note · version E · May 9, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Pensions, Investments & Financial Services
  4. Scheduled for public hearing on . . .
  5. Considered in public hearing
  6. Testimony taken/registration(s) recorded in committee
  7. Left pending in committee
  8. Considered in formal meeting
  9. Recommended to be sent to Local & Consent
  10. Reported favorably w/o amendment(s)
  11. Comte report filed with Committee Coordinator
  12. Committee report distributed
  13. Comm. report sent to Local & Consent Calendar
  14. Considered in Local & Consent Calendars
  15. Transferred to Calendars Committee
  16. Committee report sent to Calendars
  17. Considered in Calendars
  18. Placed on General State Calendar
  19. Read 2nd time
  20. Passed to engrossment
  21. Record vote RV#930
  22. Read 3rd time
  23. Passed
  24. Record vote RV#1064
  25. Statement(s) of vote recorded in Journal
  26. Reported engrossed
  27. Received from the House
  28. Read first time
  29. Referred to Business & Commerce
  30. Scheduled for public hearing on . . .
  31. Considered in public hearing
  32. Left pending in committee
  33. Considered in public hearing
  34. Vote taken in committee
  35. Reported favorably w/o amendments
  36. Recommended for local & uncontested calendar
  37. Committee report printed and distributed
  38. Placed on intent calendar
  39. Rules suspended-Regular order of business
  40. Read 2nd time & passed to 3rd reading
  41. Vote recorded in Journal
  42. Three day rule suspended
  43. Record vote
  44. Read 3rd time
  45. Passed
  46. Record vote
  47. Senate passage reported
  48. Reported enrolled
  49. Signed in the House
  50. Signed in the Senate
  51. Sent to the Governor
  52. Signed by the Governor
  53. Effective on 1/1/26
FILED UNDER

No verified beat found.

SIGNED FOR BY

House · 135 yea · 0 nay

Senate · 31 yea · 0 nay

Sources

House: Final passage · Apr 30, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

Senate: Final passage · May 19, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

All floor motions and other positions below.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Charlie Geren

Donors

Texas Trial Lawyers Association PAC$100KJon & Rebecca Brumley$50,000Michael Gallagher$40,000

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Nov 5, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Trial Lawyers Association PAC$100,000.00

Texas Trial Lawyers Association PAC

$100,000.00

Cash
$100,000.00
Paid by others
$0.00
Total
$100,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 26, 2025 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101004598, 101020024, 101055554, 101067438, 101071413.

Jon & Rebecca Brumley$50,000.00
Michael Gallagher$40,000.00
Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Trial Lawyers Association PAC

$100,000.00

Cash
$100,000.00
Paid by others
$0.00
Total
$100,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 26, 2025 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101004598, 101020024, 101055554, 101067438, 101071413.

Votes5

Senate May 19, 2025

Yea
31
Nay
0
Present, not voting
Not printed
Absent
Not printed
Excused
Not printed
Names

Senate journal

Names were not printed. No individual positions are inferred.

Sources

Senator Schwertner moved that Senate Rule 7.18 and the Constitutional Rule requiring bills to be read on three several days be suspended and that HB 4739 be placed on its third reading and final passage. The motion prevailed by the following vote: Yeas 31, Nays 0. The bill was read third time and was passed by the following vote: Yeas 31, Nays 0.

Published stock of positions for this vote, except where marked derived.

  • Yea: 31 (published)
  • Nay: 0 (published)
  • Present, not voting: Not printed
  • Absent: Not printed
  • Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Senate May 19, 2025

Yea
31
Nay
0
Present, not voting
Not printed
Absent
Not printed
Excused
Not printed
Names

Senate journal

Names were not printed. No individual positions are inferred.

Sources

Senator Schwertner moved that Senate Rule 7.18 and the Constitutional Rule requiring bills to be read on three several days be suspended and that HB 4739 be placed on its third reading and final passage. The motion prevailed by the following vote: Yeas 31, Nays 0.

Published stock of positions for this vote, except where marked derived.

  • Yea: 31 (published)
  • Nay: 0 (published)
  • Present, not voting: Not printed
  • Absent: Not printed
  • Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Senate May 19, 2025

Yea
Not printed
Nay
Not printed
Present, not voting
Not printed
Absent
Not printed
Excused
Not printed
Names

Senate journal

Names were not printed. No individual positions are inferred.

Voice vote. No numeric tally or individual yeas are inferred.

Sources

The bill was read second time and was passed to third reading by a viva voce vote.

Published stock of positions for this vote, except where marked derived.

  • Yea: Not printed
  • Nay: Not printed
  • Present, not voting: Not printed
  • Absent: Not printed
  • Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

House Apr 30, 2025

Yea
135
Nay
0
Present, not voting
2
Absent
1
Excused
12
Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 1064

HB 4739 was passed by (Record 1064): 135 Yeas, 0 Nays, 2 Present, not voting.

Published stock of positions for this vote, except where marked derived.

  • Yea: 135 (published)
  • Nay: 0 (published)
  • Present, not voting: 2 (published)
  • Absent: 1 (derived from named list)
  • Excused: 12 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

House Apr 29, 2025

Yea
146
Nay
0
Present, not voting
2
Absent
2
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 930

HB 4739 was passed to engrossment by (Record 930): 146 Yeas, 0 Nays, 2 Present, not voting.

Published stock of positions for this vote, except where marked derived.

  • Yea: 146 (published)
  • Nay: 0 (published)
  • Present, not voting: 2 (published)
  • Absent: 2 (derived from named list)
  • Excused: 0 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

Witnesses2
For
0
Against
0
On
2
Names

On

  • Comptroller of Public Accounts2 registrations
Sources

2 parsed registrations across the loaded witness lists.

Derived stock of witness registrations. Repeated appearances count separately. Organizations and self-representation appear as printed.

House witness list. Source snapshot 2026-10-20, Central time.

Senate witness list. Source snapshot 2026-10-20, Central time.

Fiscal

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version E · source

Sources

Fiscal note · version E · May 9, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Mar 13, 2025

05/29/2025 E Effective on 1/1/26

Texas Legislature Online · Introduced · House Committee Report · Engrossed · Senate Committee Report · Enrolled

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Sponsors
Charles SchwertnerRSenate 5

House committee · Pensions, Investments & Financial Services · Committee vote 7 aye, 0 nay, 2 absent · Out of committee

Senate committee · Business & Commerce · Committee vote 11 aye, 0 nay · Out of committee

Subjects

Fees & Other Nontax Revenue--State

State Finances--Management & Control

Text

The text as introduced · 131 words

By: Geren
H.B. No. 4739

A BILL TO BE ENTITLED

AN ACT

relating to the elimination of the portion of the Retail Charge

Agreement Delinquency Fee remitted to the comptroller.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 345.157(d), Finance Code is repealed.

SECTION 2. The change in law made by this Act does not

affect tax liability accruing before the effective date of this

Act. That liability continues in effect as if this article had not

been enacted, and the former law is continued in effect for the

collection of taxes due and for civil and criminal enforcement of

the liability for those taxes.

SECTION 3. EFFECTIVE DATE OF ARTICLE. Except as otherwise

provided by this article, this article takes effect January 1,

2026.