HB 5586

bill making windstorm board meet in person on the coast

Died in committee

Verdict: No flags

No flagsInitial review

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to certain meetings of the board of directors of the Texas Windstorm Insurance Association.

Caption from analyzed text · version I.

Summary

Rate-setting meetings happen in a first tier coastal county.

The bill requires the Texas Windstorm Insurance Association board to hold its probable maximum loss meeting and its annual rate-setting meeting in person somewhere in a first tier coastal county. It touches the association's board members and the coastal policyholders whose rates those meetings set. On the ground, board members must show up in person on the coast to have their votes count on loss estimates and rate filings, and remote votes no longer count.

Labels

Labels: NEVER GOT A HEARING. Filed Mar 14, 2025 and referred to the House Insurance committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB5586 · 2025-03-14

SOLD BY

Rep. Terri Leo WilsonRHouse 23

ITEM

relating to certain meetings of the board of directors of the Texas Windstorm Insurance Association.

WHAT IT DOES

Rate-setting meetings happen in a first tier coastal county.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

Mar 14, 2025Filed
Apr 7, 2025Read first time
Apr 7, 2025Referred to Insurance

FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

Terri Leo Wilson

Donors

Texans for Lawsuit Reform PAC$525K Texas Conservative Majority PAC$50K Dustin Burrows Campaign$45K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 28, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texans for Lawsuit Reform PAC$525,040.28

Texans for Lawsuit Reform PAC

$525,040.28

Cash: $65,000.00
Paid by others: $460,040.28
Total: $525,040.28

advertising $253,649.00mail $170,891.28polling $35,500.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Jun 27, 2025 to Aug 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100994567, 101011936, 101042004, 101042009, 101070547.

Texas Conservative Majority PAC$50,000.00

Texas Conservative Majority PAC

$50,000.00

Cash: $0.00
Paid by others: $50,000.00
Total: $50,000.00

canvassing $50,000.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · on Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101042009.

Dustin Burrows Campaign$45,000.00

Dustin Burrows Campaign

$45,000.00

Cash: $35,000.00
Paid by others: $10,000.00
Total: $45,000.00

polling $10,000.00

Also funds 39 other sitting lawmakers.

Derived recipient stock · Sep 13, 2025 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · Dec 31, 2025 to Feb 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011936, 101028233, 101042004.

Money

Missing data does not establish zero giving. Display amounts are rounded.

Texans for Lawsuit Reform PAC

$525,040.28

Cash: $65,000.00
Paid by others: $460,040.28
Total: $525,040.28

advertising $253,649.00mail $170,891.28polling $35,500.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Jun 27, 2025 to Aug 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100994567, 101011936, 101042004, 101042009, 101070547.

Texas Conservative Majority PAC

$50,000.00

Cash: $0.00
Paid by others: $50,000.00
Total: $50,000.00

canvassing $50,000.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · on Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101042009.

Dustin Burrows Campaign

$45,000.00

Cash: $35,000.00
Paid by others: $10,000.00
Total: $45,000.00

polling $10,000.00

Also funds 39 other sitting lawmakers.

Derived recipient stock · Sep 13, 2025 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · Dec 31, 2025 to Feb 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011936, 101028233, 101042004.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Mar 14, 2025

04/07/2025 H Referred to Insurance: Apr 7 2025 5:28PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Insurance · Final status: Died in committee

Subjects

Coastal Affairs & Beaches

Insurance--Property & Casualty

WINDSTORM DEVICES & INSURANCE

WINDSTORM INSURANCE ASSOCIATION, TEXAS

Text

The text as introduced · 191 words

By: Leo Wilson
H.B. No. 5586

A BILL TO BE ENTITLED

AN ACT

relating to certain meetings of the board of directors of the Texas

Windstorm Insurance Association.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 2210.105, Insurance Code, is amended by

adding Subsections (h) and (i) to read as follows:

(h) A meeting to establish the association's probable

maximum loss and the annual rate setting meeting shall be held

in-person at a location within a first tier coastal county.

(i) A vote by a member of the board of directors at a meeting

described by Subsection (h) shall only count towards the

establishment of the probable maximum loss or the adoption of the

annual rate filing if the vote is cast by a member of the board of

directors in person at the meeting.

SECTION 2. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.