Monitoring the Session

HB 5587

windstorm rate filing deadline moves to September 15

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Terri Leo WilsonRHouse 23

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to the deadline of a manual rate filing by the Texas Windstorm Insurance Association.

Caption from analyzed text · version I.

Summary

One more month, from August 15.

The bill moves the yearly deadline for the Texas Windstorm Insurance Association to file its proposed manual rate with the Department of Insurance from August 15 to September 15. It touches the windstorm association, the state insurance department, and the coastal policyholders whose rates come out of that filing. On the ground, the association gets one more month each year to prepare and submit its rate proposal.

Labels

Labels: QUICK READ: 135 WORDS. The bill as filed runs 135 words, counting the existing law it amends and the text it strikes. The median 89R bill as filed runs 441 words (derived, 8,702 graded bills, snapshot Oct 19, 2026).NEVER GOT A HEARING. Filed Mar 14, 2025 and referred to the House Insurance committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB5587 · 2025-03-14

SOLD BY

Rep. Terri Leo WilsonRHouse 23

ITEM

relating to the deadline of a manual rate filing by the Texas Windstorm Insurance Association.

WHAT IT DOES

One more month, from August 15.

The bill moves the yearly deadline for the Texas Windstorm Insurance Association to file its proposed manual rate with the Department of Insurance from August 15 to September 15. It touches the windstorm association, the state insurance department, and the coastal policyholders whose rates come out of that filing. On the ground, the association gets one more month each year to prepare and submit its rate proposal.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Insurance
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Terri Leo Wilson

Donors

Texans for Lawsuit Reform PAC$525KTexas Conservative Majority PAC$50KDustin Burrows Campaign$45K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 28, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texans for Lawsuit Reform PAC$525,040.28

Texans for Lawsuit Reform PAC

$525,040.28

Cash
$65,000.00
Paid by others
$460,040.28
Total
$525,040.28
advertising $253,649.00mail $170,891.28polling $35,500.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 27, 2025 to Aug 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100994567, 101011936, 101042004, 101042009, 101070547.

Texas Conservative Majority PAC$50,000.00

Texas Conservative Majority PAC

$50,000.00

Cash
$0.00
Paid by others
$50,000.00
Total
$50,000.00
canvassing $50,000.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101042009.

Dustin Burrows Campaign$45,000.00

Dustin Burrows Campaign

$45,000.00

Cash
$35,000.00
Paid by others
$10,000.00
Total
$45,000.00
polling $10,000.00

Also funds 39 other sitting lawmakers.

Derived recipient stock · Sep 13, 2025 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team
Sources

Derived itemized flow · Dec 31, 2025 to Feb 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011936, 101028233, 101042004.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texans for Lawsuit Reform PAC

$525,040.28

Cash
$65,000.00
Paid by others
$460,040.28
Total
$525,040.28
advertising $253,649.00mail $170,891.28polling $35,500.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Jun 27, 2025 to Aug 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100994567, 101011936, 101042004, 101042009, 101070547.

×

Texas Conservative Majority PAC

$50,000.00

Cash
$0.00
Paid by others
$50,000.00
Total
$50,000.00
canvassing $50,000.00

Also funds 42 other sitting lawmakers.

Derived recipient stock · Jan 23, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101042009.

×

Dustin Burrows Campaign

$45,000.00

Cash
$35,000.00
Paid by others
$10,000.00
Total
$45,000.00
polling $10,000.00

Also funds 39 other sitting lawmakers.

Derived recipient stock · Sep 13, 2025 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team
Sources

Derived itemized flow · Dec 31, 2025 to Feb 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101011936, 101028233, 101042004.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Mar 14, 2025

04/07/2025 H Referred to Insurance: Apr 7 2025 5:28PM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Insurance · Final status: Died in committee

Subjects

Insurance--Property & Casualty

INSURANCE RATES

WINDSTORM DEVICES & INSURANCE

WINDSTORM INSURANCE ASSOCIATION, TEXAS

Text

The text as introduced · 135 words

By: Leo Wilson
H.B. No. 5587

A BILL TO BE ENTITLED

AN ACT

relating to the deadline of a manual rate filing by the Texas

Windstorm Insurance Association.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Sec. 2210.352(a), Insurance Code, is amended to

read as follows:

(a) Not later than September [ August ] 15 of each year, the

association shall file with the department a proposed manual rate

for all types and classes of risks written by the association.

SECTION 2. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.