Monitoring the Session

HB 765

bill making police officers carry their own liability insurance

Died in committee

Verdict: No flags

No flagsInitial review
Rep. Jolanda "Jo" JonesDHouse 147

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to liability insurance certain peace officers obtain for damages resulting from the officers' misconduct.

Caption from analyzed text · version I.

Summary

No personal misconduct coverage, no full-time peace officer job.

The bill bars Texas police agencies from employing a full-time peace officer unless that officer buys and keeps personal liability insurance covering damages from their on-duty misconduct, including intentional or negligent acts. It covers full-time officers at state and local law enforcement agencies, but not reserve officers, and it directs the state insurance commissioner to set minimum coverage amounts by January 1, 2026. Starting with officers employed on or after September 1, 2026, an officer without a qualifying policy cannot work for the agency.

Labels

Labels: ZOMBIE BILL. Died 2 times: 88R HB 1808 (Died in committee) and this bill (Died in committee). Checked against 88R only.DO-OVER. Reworked text of a bill filed before that died: 88R HB 1808 (Died in committee). Filed in 2 sessions, counting this one. Checked against 88R only.TRY NO. 2. Filed in 2 sessions: 88R and 89R. Checked against 88R only.NEVER GOT A HEARING. Filed Nov 12, 2024 and referred to the House Homeland Security, Public Safety & Veterans' Affairs committee. No public hearing. The bill died.

Receipt

The receipt

89R-HB765 · 2024-11-12

SOLD BY

+ 1 coauthor

ITEM

relating to liability insurance certain peace officers obtain for damages resulting from the officers' misconduct.

WHAT IT DOES

No personal misconduct coverage, no full-time peace officer job.

The bill bars Texas police agencies from employing a full-time peace officer unless that officer buys and keeps personal liability insurance covering damages from their on-duty misconduct, including intentional or negligent acts. It covers full-time officers at state and local law enforcement agencies, but not reserve officers, and it directs the state insurance commissioner to set minimum coverage amounts by January 1, 2026. Starting with officers employed on or after September 1, 2026, an officer without a qualifying policy cannot work for the agency.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
  2. Read first time
  3. Referred to Homeland Security, Public Safety & Veterans' Affairs
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 28, 2024 to Oct 12, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Carrin Patman$15,000.00
Texas Trial Lawyers Association PAC$9,000.00

Texas Trial Lawyers Association PAC

$9,000.00

Cash
$9,000.00
Paid by others
$0.00
Total
$9,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 1, 2024 to Apr 1, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986920, 101030360, 101059410.

Houston Federation of Teachers COPE$7,000.00

Houston Federation of Teachers COPE

$7,000.00

Cash
$7,000.00
Paid by others
$0.00
Total
$7,000.00

Also funds 2 other sitting lawmakers.

Derived recipient stock · Dec 11, 2024 to Jun 30, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · on Dec 11, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986920.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Trial Lawyers Association PAC

$9,000.00

Cash
$9,000.00
Paid by others
$0.00
Total
$9,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 1, 2024 to Apr 1, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986920, 101030360, 101059410.

×

Houston Federation of Teachers COPE

$7,000.00

Cash
$7,000.00
Paid by others
$0.00
Total
$7,000.00

Also funds 2 other sitting lawmakers.

Derived recipient stock · Dec 11, 2024 to Jun 30, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · on Dec 11, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986920.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

FILED BEFORE

Filed 2 times: 88R and 89R. Checked against 88R only.

88R HB 1808

by Rep. Jolanda Jones, same lead author · Died in committee · reworked

Introduced text

Last action, Apr 25, 2023: Left pending in committee

Relating to liability insurance obtained by certain peace officers for damages resulting from misconduct committed by those officers.

Caption, 88R bill history

Sources

Texas House · Filed Nov 12, 2024

03/05/2025 H Referred to Homeland Security, Public Safety & Veterans' Affairs: Mar 5 2025 11:46AM

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Coauthors

House committee · Homeland Security, Public Safety & Veterans' Affairs · Final status: Died in committee

Subjects

City Government--Employees/Officers

Fire Fighters & Police--General

Insurance--Public Employees

Law Enforcement

PEACE OFFICERS

INSURANCE, COMMISSIONER OF

Text

The text as introduced · 364 words

89R2155 JCG-D

By: Jones of Harris
H.B. No. 765

A BILL TO BE ENTITLED

AN ACT

relating to liability insurance certain peace officers obtain for

damages resulting from the officers' misconduct.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Chapter 612, Government Code, is amended by

adding Section 612.006 to read as follows:

Sec. 612.006. LIABILITY INSURANCE COVERAGE FOR PEACE

OFFICER MISCONDUCT. (a) In this section:

(1) "Law enforcement agency" means an agency of this

state or an agency of a political subdivision of this state

authorized by law to employ peace officers.

(2) "Peace officer" means an individual elected,

appointed, or employed to serve as a peace officer for a

governmental entity under Article 2A.001, Code of Criminal

Procedure, or other law.

(b) This section applies only to a peace officer, other than

a reserve peace officer, who:

(1) works as a peace officer for a law enforcement

agency; and

(2) is entitled to benefits offered to a full-time

peace officer by the employing agency, such as retirement benefits.

(c) A law enforcement agency may not employ a peace officer

to whom this section applies unless the peace officer obtains and

continuously maintains liability insurance to cover damages

resulting from any misconduct, including intentional or negligent

acts, the peace officer commits while acting in the scope of the

peace officer's employment for the law enforcement agency.

(d) Liability insurance obtained and maintained for

purposes of Subsection (c) must comply with the rules the

commissioner of insurance adopts under Subsection (e).

(e) The commissioner of insurance shall adopt rules that:

(1) set a minimum liability insurance coverage amount

for a policy allowing a reasonable number of victims to be

compensated; and

(2) require a policy to state the policy is provided in

accordance with and is subject to this section.

SECTION 2. Not later than January 1, 2026, the commissioner

of insurance shall adopt rules to implement Section 612.006,

Government Code, as added by this Act.

SECTION 3. Section 612.006(c), Government Code, as added by

this Act, applies only to a peace officer employed on or after

September 1, 2026.

SECTION 4. This Act takes effect September 1, 2025.