SB 606
bill requiring credit agencies to email fixed reports
Died in committee
Verdict: No flags
Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade
Caption
relating to requiring consumer reporting agencies to notify a consumer when inaccurate information in the consumer's file is corrected.
Caption from analyzed text · version I.
Summary
Free corrected copy link within 30 business days.
The bill requires a consumer reporting agency that fixes wrong information in a consumer's file to email the consumer a link to a free corrected copy of the credit report within 30 business days. It touches credit reporting agencies and Texans who have supplied an email address for this purpose. Consumers who give an email address will get notice and free access to the fixed report, starting with corrections submitted on or after September 1, 2025.
Labels
Labels: NEVER GOT A HEARING. Filed Dec 13, 2024 and referred to the Senate Business & Commerce committee. No public hearing. The bill died.
Receipt
The receipt
89R-SB606 · 2024-12-13
SOLD BY
ITEM
relating to requiring consumer reporting agencies to notify a consumer when inaccurate information in the consumer's file is corrected.
WHAT IT DOES
Free corrected copy link within 30 business days.
The bill requires a consumer reporting agency that fixes wrong information in a consumer's file to email the consumer a link to a free corrected copy of the credit report within 30 business days. It touches credit reporting agencies and Texans who have supplied an email address for this purpose. Consumers who give an email address will get notice and free access to the fixed report, starting with corrections submitted on or after September 1, 2025.
CHARGES
[ ] NONE FOUND
TOTAL
No fiscal note in the loaded record.
HISTORY
- Received by the Secretary of the Senate
- Filed
- Read first time
- Referred to Business & Commerce
FILED UNDER
No verified beat found.
THANK YOU FOR CHECKING THE RECEIPT
CAMPAIGN PAID FOR BY
CAMPAIGN PAID FOR BY
Donors
Not tied to this bill.
Sources
The author's campaign account only. Own money and internal transfers are separate on the member page.
Derived itemized flow · Jul 1, 2024 to Jun 30, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Skyview Development LLC$36,332.00
Skyview Development LLC
$36,332.00
- Cash
- $0.00
- Paid by others
- $36,332.00
- Total
- $36,332.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987569, 101009506, 101058878, 101063137.
Texas Trial Lawyers Association PAC$20,000.00
Texas Trial Lawyers Association PAC
$20,000.00
- Cash
- $20,000.00
- Paid by others
- $0.00
- Total
- $20,000.00
Also funds 137 other sitting lawmakers.
Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Oct 11, 2024 to Oct 10, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987569, 101063137.
Missing data does not establish zero giving. Display amounts are rounded.
Skyview Development LLC
$36,332.00
- Cash
- $0.00
- Paid by others
- $36,332.00
- Total
- $36,332.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987569, 101009506, 101058878, 101063137.
Texas Trial Lawyers Association PAC
$20,000.00
- Cash
- $20,000.00
- Paid by others
- $0.00
- Total
- $20,000.00
Also funds 137 other sitting lawmakers.
Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Oct 11, 2024 to Oct 10, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 100987569, 101063137.
Votes
No floor vote loaded for this bill.
Fiscal
No fiscal note in the loaded record.
How this was graded
Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.
Sources
Texas Senate · Filed Dec 13, 2024
02/03/2025 S Referred to Business & Commerce
Texas Legislature Online · Introduced
Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.
Senate committee · Business & Commerce · Final status: Died in committee
Companion
SB 695 by West (duplicate)
Subjects
Business & Commerce--General
Financial--General
CONSUMER REPORTING AGENCIES
EMAIL & ELECTRONIC COMMUNICATIONS
Text
The text as introduced · 209 words
89R2819 RAL-F By: West S.B. No. 606 A BILL TO BE ENTITLED AN ACT relating to requiring consumer reporting agencies to notify a consumer when inaccurate information in the consumer's file is corrected. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 20.07, Business & Commerce Code, is amended by amending Subsection (b) and adding Subsection (c) to read as follows: (b) The consumer [ credit ] reporting agency which receives a correction shall have reasonable procedures to assure that previously reported inaccurate information in a consumer's file is corrected in a prompt and timely fashion. (c) If a consumer provides the consumer reporting agency an e-mail address for that purpose, the agency shall, not later than the 30th business day after the date on which the agency corrects inaccurate information in the consumer's file, e-mail the consumer a link to an Internet website that allows the consumer to securely obtain a corrected copy of the consumer's credit report at no cost to the consumer. SECTION 2. The change in law made by this Act applies only to a correction submitted to a consumer reporting agency on or after the effective date of this Act. SECTION 3. This Act takes effect September 1, 2025.