Monitoring the Session

SB 646

West’s bill expands loan repayment for mental health professionals

Became law, effective Sep 1, 2025

Verdict: No flags

No flagsInitial review
Sen. Royce WestDSenate 23

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to repayment of certain mental health professional education loans.

Caption from analyzed text · version I.

Summary

More professions qualify, school service counts, and maximum repayments go up.

The bill expands the state's student loan repayment program for mental health professionals. It adds licensed master social workers, counselor and therapist associates, and certified school counselors to the eligible list, lets professionals qualify by serving public school students, and raises the maximum repayment amounts for most professions. It also adds bonus payments for language skills, rural practice, and fourth and fifth years of service, caps total awards at the base limit plus 10 percent, and lets the board spend up to $1 million marketing the program, including through a hired third party.

Receipt

The receipt

89R-SB646 · 2024-12-18

SOLD BY

+ 3 coauthors

ITEM

relating to repayment of certain mental health professional education loans.

WHAT IT DOES

More professions qualify, school service counts, and maximum repayments go up.

The bill expands the state's student loan repayment program for mental health professionals. It adds licensed master social workers, counselor and therapist associates, and certified school counselors to the eligible list, lets professionals qualify by serving public school students, and raises the maximum repayment amounts for most professions. It also adds bonus payments for language skills, rural practice, and fourth and fifth years of service, caps total awards at the base limit plus 10 percent, and lets the board spend up to $1 million marketing the program, including through a hired third party.

CHARGES

[ ] NONE FOUND

TOTAL

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 9, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

  1. Received by the Secretary of the Senate
  2. Filed
  3. Read first time
  4. Referred to Education K-16
  5. Scheduled for public hearing on . . .
  6. Considered in public hearing
  7. Testimony taken in committee
  8. Left pending in committee
  9. Considered in public hearing
  10. Vote taken in committee
  11. Reported favorably w/o amendments
  12. Committee report printed and distributed
  13. Corrected comm. report printed & distributed
  14. Co-author authorized
  15. Placed on intent calendar
  16. Co-author authorized
  17. Rules suspended-Regular order of business
  18. Record vote
  19. Read 2nd time & passed to engrossment
  20. Record vote
  21. Rules suspended-Regular order of business
  22. Record vote
  23. Read 3rd time
  24. Passed
  25. Record vote
  26. Reported engrossed
  27. Received from the Senate
  28. Read first time
  29. Referred to Higher Education
  30. Posting rule suspended
  31. Scheduled for public hearing on . . .
  32. Considered in public hearing
  33. Testimony taken/registration(s) recorded in committee
  34. Left pending in committee
  35. Considered in formal meeting
  36. Reported favorably w/o amendment(s)
  37. Comte report filed with Committee Coordinator
  38. Committee report distributed
  39. Committee report sent to Calendars
  40. Considered in Calendars
  41. Placed on General State Calendar
  42. Read 2nd time
  43. Postponed 5/20/25 3:30 PM
  44. Laid out as postponed business
  45. Postponed 5/20/25 5:00 PM
  46. Laid out as postponed business
  47. Postponed 5/21/25 4:15 PM
  48. Laid out as postponed business
  49. Postponed 5/22/25 2:00 PM
  50. Laid out as postponed business
  51. Postponed 5/24/25 2:00 PM
  52. Laid out as postponed business
  53. Postponed 5/27/25 10:00 AM
  54. Laid out as postponed business
  55. Passed to 3rd reading
  56. Record vote RV#3684
  57. Statement(s) of vote recorded in Journal
  58. Read 3rd time
  59. Postponed 5/28/25 5:00 PM
  60. Rules suspended
  61. Additional sponsor(s) authorized
  62. Laid out as postponed business
  63. Passed
  64. Record vote RV#3941
  65. Statement(s) of vote recorded in Journal
  66. House passage reported
  67. Reported enrolled
  68. Signed in the Senate
  69. Signed in the House
  70. Sent to the Governor
  71. Signed by the Governor
  72. Effective on 9/1/25
FILED UNDER

No verified beat found.

SIGNED FOR BY

House · 75 yea · 58 nay

Senate · 25 yea · 6 nay

Sources

House: Final passage · May 28, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

Senate: Final passage · Apr 30, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

All floor motions and other positions below.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 1, 2024 to Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Skyview Development LLC$36,332.00

Skyview Development LLC

$36,332.00

Cash
$0.00
Paid by others
$36,332.00
Total
$36,332.00
Other filed descriptions $32,032.00fundraiser $4,300.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100987569, 101009506, 101058878, 101063137.

Texas Trial Lawyers Association PAC$20,000.00

Texas Trial Lawyers Association PAC

$20,000.00

Cash
$20,000.00
Paid by others
$0.00
Total
$20,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 11, 2024 to Oct 10, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100987569, 101063137.

Erle Allen Nye Jr.$15,000.00
Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Skyview Development LLC

$36,332.00

Cash
$0.00
Paid by others
$36,332.00
Total
$36,332.00
Other filed descriptions $32,032.00fundraiser $4,300.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jul 1, 2024 to Jun 1, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100987569, 101009506, 101058878, 101063137.

×

Texas Trial Lawyers Association PAC

$20,000.00

Cash
$20,000.00
Paid by others
$0.00
Total
$20,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 11, 2024 to Oct 10, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100987569, 101063137.

Votes7

House May 28, 2025

Yea
75
Nay
58
Present, not voting
1
Absent
8
Excused
8
Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 3941

SB 646 was passed by (Record 3941): 75 Yeas, 58 Nays, 1 Present, not voting.

Published stock of positions for this vote, except where marked derived.

  • Yea: 75 (published)
  • Nay: 58 (published)
  • Present, not voting: 1 (published)
  • Absent: 8 (derived from named list)
  • Excused: 8 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

House May 27, 2025

Yea
70
Nay
63
Present, not voting
2
Absent
2
Excused
13
Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 3684

The roll of those voting yea and nay was again called and the verified vote resulted, as follows (Record 3684): 70 Yeas, 63 Nays, 2 Present, not voting.

Published stock of positions for this vote, except where marked derived.

  • Yea: 70 (published)
  • Nay: 63 (published)
  • Present, not voting: 2 (published)
  • Absent: 2 (derived from named list)
  • Excused: 13 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

House May 20, 2025

Yea
122
Nay
13
Present, not voting
1
Absent
10
Excused
4
Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 3089

The request was granted by (Record 3089): 122 Yeas, 13 Nays, 1 Present, not voting.

Published stock of positions for this vote, except where marked derived.

  • Yea: 122 (published)
  • Nay: 13 (published)
  • Present, not voting: 1 (published)
  • Absent: 10 (derived from named list)
  • Excused: 4 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

Senate Apr 30, 2025

Yea
25
Nay
6
Present, not voting
Not printed
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

The bill was read third time and was passed by the following vote: Yeas 25, Nays 6.

Published stock of positions for this vote, except where marked derived.

  • Yea: 25 (published)
  • Nay: 6 (published)
  • Present, not voting: Not printed
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 30, 2025

Yea
23
Nay
8
Present, not voting
Not printed
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

Senator West moved to suspend the regular order of business to take up for consideration SB 646 at this time on its third reading and final passage: SB 646, Relating to repayment of certain mental health professional education loans. The motion prevailed by the following vote: Yeas 23, Nays 8.

Published stock of positions for this vote, except where marked derived.

  • Yea: 23 (published)
  • Nay: 8 (published)
  • Present, not voting: Not printed
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 29, 2025

Yea
22
Nay
9
Present, not voting
Not printed
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

The bill was read second time and was passed to engrossment by the following vote: Yeas 22, Nays 9. (Same as previous roll call)

Published stock of positions for this vote, except where marked derived.

  • Yea: 22 (published)
  • Nay: 9 (published)
  • Present, not voting: Not printed
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 29, 2025

Yea
22
Nay
9
Present, not voting
Not printed
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

Senator West moved to suspend the regular order of business to take up for consideration SB 646 at this time on its second reading: SB 646, Relating to repayment of certain mental health professional education loans. The motion prevailed by the following vote: Yeas 22, Nays 9.

Published stock of positions for this vote, except where marked derived.

  • Yea: 22 (published)
  • Nay: 9 (published)
  • Present, not voting: Not printed
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Witnesses36
For
34
Against
1
On
1
Names

For

  • Children's Hospital Association of Texas1 registration
  • Children’s Hospital Association of Texas1 registration
  • Coalition of Texans with Disabilities1 registration
  • IDRA (Intercultural Development Research Association)1 registration
  • Methodist Healthcare Ministries1 registration
  • NAMI TEXAS1 registration
  • NAMI Texas1 registration
  • National Association of Social Workers -Texas1 registration
  • National Association of Social Workers-Texas1 registration
  • Self4 registrations
  • Self; DFER TX1 registration
  • Self; Texas Association of Community Health Centers2 registrations
  • Self; Texas Association of School Psychologists1 registration
  • Self; Texas Association of School Psychologists (TASP)1 registration
  • Texans Care for Children1 registration
  • Texas Association of School Administrators1 registration
  • Texas CASA1 registration
  • Texas Coalition for Healthy Minds1 registration
  • Texas Council of Administrators of Special Education (TCASE)1 registration
  • Texas Counseling Association2 registrations
  • Texas Health Resources1 registration
  • Texas Hospital Association2 registrations
  • Texas Network of Youth Services1 registration
  • Texas Pediatric Society1 registration
  • Texas Psychological Association1 registration
  • Texas School Counselor Association1 registration
  • United Ways of Texas2 registrations

Against

  • Texas Health Resources1 registration

On

  • Hogg Foundation for Mental Health1 registration
Sources

36 parsed registrations across the loaded witness lists.

Derived stock of witness registrations. Repeated appearances count separately. Organizations and self-representation appear as printed.

House witness list. Source snapshot 2026-10-20, Central time.

Senate witness list. Source snapshot 2026-10-20, Central time.

Fiscal

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 9, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

FILED BEFORE

Filed 2 times: 88R and 89R. Checked against 88R only.

88R SB 532

by Sen. West, same lead author · Became law, effective Sep 1, 2023 · reworked

Introduced text

Last action, Jun 18, 2023: Effective on 9/1/23

Relating to providing mental health services information to certain higher education students and to the repayment of certain higher education loans.

Caption, 88R bill history

Sources

Texas Senate · Filed Dec 18, 2024

06/22/2025 E Effective on 9/1/25

Texas Legislature Online · Introduced · Senate Committee Report · Engrossed · House Committee Report · Enrolled

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Coauthors
Sponsors

House committee · Higher Education · Committee vote 9 aye, 2 nay · Out of committee

Senate committee · Education K-16 · Committee vote 10 aye, 1 nay · Out of committee

Subjects

Education--Higher--Student Financial Aid

Health Care Providers

Mental Health & Substance Abuse

State Finances--Management & Control

COUNSELING & THERAPY

MARRIAGE & FAMILY COUNSELING & COUNSELORS

PROFESSIONAL COUNSELORS

SOCIAL WORK & SOCIAL WORKERS

STUDENT LOANS

HIGHER EDUCATION COORDINATING BOARD, TEXAS

Text

The text as introduced · 1,492 words

89R2374 MM-D

By: West
S.B. No. 646

A BILL TO BE ENTITLED

AN ACT

relating to repayment of certain mental health professional

education loans.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 61.601, Education Code, is amended to

read as follows:

Sec. 61.601. DEFINITION. In this subchapter, "mental

health professional" means:

(1) a licensed physician who is:

(A) a graduate of an accredited psychiatric

residency training program; or

(B) certified in psychiatry by:

(i) the American Board of Psychiatry and

Neurology; or

(ii) the American Osteopathic Board of

Neurology and Psychiatry;

(2) a psychologist, as defined by Section 501.002,

Occupations Code;

(3) a licensed professional counselor, as defined by

Section 503.002, Occupations Code;

(4) an advanced practice registered nurse, as defined

by Section 301.152, Occupations Code, who holds a nationally

recognized board certification in psychiatric or mental health

nursing;

(5) a licensed clinical social worker, as defined by

Section 505.002, Occupations Code;

(6) a licensed specialist in school psychology, as

defined by Section 501.002, Occupations Code;

(7) a chemical dependency counselor, as defined by

Section 504.001, Occupations Code; [ and ]

(8) a licensed marriage and family therapist, as

defined by Section 502.002, Occupations Code ;

(9) a licensed master social worker, as defined by

Section 505.002, Occupations Code;

(10) a person who holds a licensed professional

counselor associate license issued by the Texas State Board of

Examiners of Professional Counselors;

(11) a licensed marriage and family therapist

associate, as defined by Section 502.002, Occupations Code; and

(12) a school counselor certified under Subchapter B,

Chapter 21, who has earned at least a master's degree related to

counseling from any public or accredited private institution of

higher education .

SECTION 2. Section 61.603, Education Code, as amended by

Chapters 678 (H.B. 1211), 705 (H.B. 2100), and 1069 (S.B. 532), Acts

of the 88th Legislature, Regular Session, 2023, is reenacted and

amended to read as follows:

Sec. 61.603. ELIGIBILITY. (a) Except as provided by

Subsection (b), to be eligible to receive repayment assistance

under this subchapter, a mental health professional must:

(1) apply to the board;

(2) have completed one, two, or three consecutive

years of practice in a mental health professional shortage area

designated by the Department of State Health Services; and

(3) provide mental health services in this state to:

(A) recipients under the medical assistance

program authorized by Chapter 32, Human Resources Code;

(B) enrollees under the child health plan program

authorized by Chapter 62, Health and Safety Code; or

(C) persons committed to a secure correctional

facility operated by or under contract with the Texas Juvenile

Justice Department or persons confined in a secure correctional

facility operated by or under contract with any division of the

Texas Department of Criminal Justice.

(b) A mental health professional may also establish

eligibility for the repayment assistance under this subchapter by

satisfying the requirements of this subsection. To establish

eligibility under this subsection, the mental health professional

must:

(1) apply to the board;

(2) provide mental health services to:

(A) patients in a state hospital, as defined by

Section 552.0011, Health and Safety Code; [ or ]

(B) individuals receiving community-based mental

health services from a local mental health authority that provides

the services in accordance with Subchapter B, Chapter 534, Health

and Safety Code; or

(C) students enrolled in a public school in this

state; and

(3) have completed one, two, or three consecutive

years of practice in this state as described by Subdivision (2).

SECTION 3. Section 61.604(d), Education Code, is amended to

read as follows:

(d) Notwithstanding Subsection (c), if in a state fiscal

year not all funds available for purposes of the program are used,

the [ The ] board may allocate any unused funds to award repayment

assistance grants to mental health professionals in any of the

professions listed in Section 61.601 [ award a grant under this

subchapter to a mental health professional described by Section

61.601(8) only in accordance with Subsection (e) ].

SECTION 4. Section 61.607, Education Code, is amended by

amending Subsections (a) and (b) and adding Subsections (b-1) and

(b-2) to read as follows:

(a) A mental health professional may receive repayment

assistance under this subchapter for each year the mental health

professional establishes eligibility for the assistance in an

amount determined by applying the following applicable percentage

to the [ maximum total ] amount of assistance allowed for the mental

health professional under Subsection (b):

(1) for the first year, 33.33 percent;

(2) for the second year, 33.33 percent; and

(3) for the third year, 33.33 percent.

(b) Subject to Subsection (b-2), the [ The total ] amount of

repayment assistance received by a mental health professional under

this subchapter may not exceed:

(1) $180,000 [ $160,000 ], for assistance from the state

received by a licensed physician;

(2) $100,000 [ $80,000 ], for assistance from the state

received by:

(A) a psychologist;

(B) a licensed clinical social worker, if the

social worker has received a doctoral degree related to social

work;

(C) a licensed professional counselor, if the

counselor has received a doctoral degree related to counseling; or

(D) a licensed marriage and family therapist, if

the marriage and family therapist has received a doctoral degree

related to marriage and family therapy;

(3) $80,000 [ $60,000 ], for assistance from the state

received by an advanced practice registered nurse;

(4) $60,000 [ $40,000 ], for assistance from the state

received by:

(A) a licensed clinical social worker, a licensed

marriage and family therapist, or a licensed professional counselor

who is not described by Subdivision (2); [ or ]

(B) a licensed specialist in school psychology;

(C) a licensed master social worker;

(D) a person who holds a licensed professional

counselor associate license issued by the Texas State Board of

Examiners of Professional Counselors;

(E) a licensed marriage and family therapist

associate; or

(F) a certified school counselor described by

Section 61.601(12); [ and ]

(5) $50,000, for assistance from the state received by

a licensed chemical dependency counselor, if the chemical

dependency counselor has received within the same 12-month period

the counselor's:

(A) license; and

(B) most recent degree applicable to the

counselor's licensing eligibility requirements; and

(6) $15,000 [ $10,000 ], for assistance from the state

received by a licensed chemical dependency counselor, if the

chemical dependency counselor has received at least an associate

degree related to chemical dependency counseling or behavioral

science and if the counselor is not otherwise described by

Subdivision (5) .

(b-1) Notwithstanding Subsection (a) or (b), a mental

health professional who receives repayment assistance under this

subchapter is eligible to receive repayment assistance in addition

to the amount specified by Subsection (b) as follows:

(1) a one-time amount of $5,000 for a mental health

professional who is fluent in a language of need in the

professional's practice area as determined by the board;

(2) a one-time amount of $10,000 for a mental health

professional who practices in a county with a population of 150,000

or less; and

(3) notwithstanding Section 61.604(a), $15,000 per

year for a mental health professional who practices in the manner

described by Section 61.603 for a fourth and fifth consecutive

year.

(b-2) The total amount of repayment assistance issued to a

mental health professional under Subsections (b) and (b-1) may not

exceed the amount described by Subsection (b) for the applicable

profession plus 10 percent of that amount.

SECTION 5. Section 61.608, Education Code, is amended by

amending Subsection (c) and adding Subsection (f) to read as

follows:

(c) The board shall adopt rules establishing a process for

allocating any unused funds under the program in a state fiscal year

in accordance with Section 61.604(d) [ 61.604(e) ].

(f) The board may use funds, in an amount not to exceed $1

million appropriated for purposes of this subchapter, to market the

program to students enrolled in postsecondary institutions, mental

health professionals, and mental health professional organizations

and associations and may contract with a third party for the

purpose. The board or third party may develop marketing plans or

promotional materials to market the program.

SECTION 6. Section 61.604(e), Education Code, is

repealed.

SECTION 7. (a) The changes in law made by this Act to

Sections 61.603 and 61.607, Education Code, apply only to a person

who first establishes eligibility for loan repayment assistance

under Subchapter K, Chapter 61, Education Code, as amended by this

Act, on the basis of an application submitted on or after September

1, 2025. A person who first establishes eligibility on the basis of

an application submitted before September 1, 2025, is governed by

the law in effect at the time the application was submitted, and the

former law is continued in effect for that purpose.

(b) The changes in law made by this Act to Section 61.604,

Education Code, apply beginning with the state fiscal year

beginning September 1, 2025.

SECTION 8. This Act takes effect September 1, 2025.