Monitoring the Session

HB 397

gift card sellers must post a warning sign

Filed

Verdict: No flags

No flagsInitial review
Rep. Cassandra Garcia HernandezDHouse 115

Initial review · graded Nov 9, 2026 · How we grade

Caption

relating to certain required warnings for stored value card transactions.

Caption from analyzed text · version I.

Summary

Signs up by September 1, 2027. The attorney general’s model sign? Optional.

The bill requires any merchant who sells stored value cards, like gift cards, to post a visible sign warning customers about stored value card fraud and telling them what to do if they think they are a victim. It touches stores that sell these cards and the attorney general, who must write and post a model sign online that stores may use but do not have to. Starting September 1, 2027, card-selling stores must have the warning sign up where customers can see it.

Receipt

The receipt

90R-HB397 · 2026-11-09

SOLD BY

Rep. Cassandra Garcia HernandezDHouse 115

ITEM

relating to certain required warnings for stored value card transactions.

WHAT IT DOES

Signs up by September 1, 2027. The attorney general’s model sign? Optional.

The bill requires any merchant who sells stored value cards, like gift cards, to post a visible sign warning customers about stored value card fraud and telling them what to do if they think they are a victim. It touches stores that sell these cards and the attorney general, who must write and post a model sign online that stores may use but do not have to. Starting September 1, 2027, card-selling stores must have the warning sign up where customers can see it.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Cassandra Garcia Hernandez

Donors

Texas Trial Lawyers Association PAC$23KHernandez Law Group$11KTexas Healthcare Neck & Back Clinics PA$10K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 27, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Trial Lawyers Association PAC$22,500.00

Texas Trial Lawyers Association PAC

$22,500.00

Cash
$22,500.00
Paid by others
$0.00
Total
$22,500.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 29, 2024 to Oct 8, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988470, 101011363, 101033777, 101073006.

Hernandez Law Group$11,000.00

Hernandez Law Group

$11,000.00

Cash
$11,000.00
Paid by others
$0.00
Total
$11,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154, 101073006.

Texas Healthcare Neck & Back Clinics PA$10,000.00

Texas Healthcare Neck & Back Clinics PA

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · on Jun 30, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Trial Lawyers Association PAC

$22,500.00

Cash
$22,500.00
Paid by others
$0.00
Total
$22,500.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 29, 2024 to Oct 8, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988470, 101011363, 101033777, 101073006.

×

Hernandez Law Group

$11,000.00

Cash
$11,000.00
Paid by others
$0.00
Total
$11,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154, 101073006.

×

Texas Healthcare Neck & Back Clinics PA

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · on Jun 30, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by a super-expensive superintelligence, Nov 9, 2026, against the published rubric.

Sources

Texas House · Filed Nov 9, 2026

11/09/2026 H Filed

Texas Legislature Online · Introduced

Data snapshot Nov 10, 2026 at 2:33 AM CST. Grades, charges, quotes and corrections follow the published record.

Subjects

Consumer Protection

Text

The text as introduced · 244 words

90R1282 PRL-D

By: Garcia Hernandez
H.B. No. 397

A BILL TO BE ENTITLED

AN ACT

relating to certain required warnings for stored value card

transactions.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Chapter 604, Business & Commerce Code, is

amended by adding Subchapter E to read as follows:

SUBCHAPTER E. REQUIRED WARNINGS

Sec. 604.201. REQUIRED WARNING OF STORED VALUE CARD FRAUD.

(a) In this section, "merchant" has the meaning assigned by Section

604A.001.

(b) A merchant who sells a stored value card shall

prominently display at the merchant's business, in a conspicuous

location that is clearly visible to a consumer, a sign that:

(1) warns the consumer of stored value card fraud; and

(2) advises the consumer on steps to take if the

consumer has reason to believe that the consumer is a potential

victim of stored value card fraud.

(c) The attorney general by rule shall adopt and make

available on the attorney general's Internet website a model sign

that a merchant may use to satisfy the requirements of Subsection

(b). A merchant is not required to use the sign adopted under this

subsection to comply with the requirements of Subsection (b).

SECTION 2. As soon as practicable after the effective date

of this Act, the attorney general shall adopt and make available the

sign required by Section 604.201, Business & Commerce Code, as

added by this Act.

SECTION 3. This Act takes effect September 1, 2027.