Monitoring the Session

HB 450

bill drops insurer preauthorization for mammograms and cancer screenings

Filed

Verdict: No flags

No flagsInitial review
Rep. Cassandra Garcia HernandezDHouse 115

Initial review · graded Nov 9, 2026 · How we grade

Caption

relating to preauthorization of certain benefits by certain health benefit plan issuers.

Caption from analyzed text · version I.

Summary

No insurer sign-off needed for covered screenings. Starting January 1, 2028.

This bill bars health insurers from requiring advance approval (preauthorization) before covering several screenings and treatments that Texas law already requires them to cover. It touches insurers and patients who need screening mammograms and diagnostic imaging, breast reconstruction and inpatient care after a mastectomy, diabetes equipment, supplies and training, bone mass tests, prostate exams, and colorectal screening exams. For plans issued or renewed on or after January 1, 2028, patients can get these covered services without waiting for an insurer's sign-off, though providers still cannot go beyond their license.

Labels

Labels: ZOMBIE BILL. Died 2 times: 88R HB 757 by Rep. Julie Johnson (Died in committee) and 89R HB 2119 (Died in committee). Checked against 88R and 89R only.BACK FROM THE DEAD. Same text as a bill filed before that died: 88R HB 757 by Rep. Julie Johnson (Died in committee) and 89R HB 2119 (Died in committee). Filed in 3 sessions, counting this one. Checked against 88R and 89R only.TRY NO. 3. Filed in 3 sessions: 88R, 89R and 90R. Checked against 88R and 89R only.

Receipt

The receipt

90R-HB450 · 2026-11-09

SOLD BY

ITEM

relating to preauthorization of certain benefits by certain health benefit plan issuers.

WHAT IT DOES

No insurer sign-off needed for covered screenings. Starting January 1, 2028.

This bill bars health insurers from requiring advance approval (preauthorization) before covering several screenings and treatments that Texas law already requires them to cover. It touches insurers and patients who need screening mammograms and diagnostic imaging, breast reconstruction and inpatient care after a mastectomy, diabetes equipment, supplies and training, bone mass tests, prostate exams, and colorectal screening exams. For plans issued or renewed on or after January 1, 2028, patients can get these covered services without waiting for an insurer's sign-off, though providers still cannot go beyond their license.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 27, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Trial Lawyers Association PAC$22,500.00

Texas Trial Lawyers Association PAC

$22,500.00

Cash
$22,500.00
Paid by others
$0.00
Total
$22,500.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 29, 2024 to Oct 8, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988470, 101011363, 101033777, 101073006.

Hernandez Law Group$11,000.00

Hernandez Law Group

$11,000.00

Cash
$11,000.00
Paid by others
$0.00
Total
$11,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154, 101073006.

Texas Healthcare Neck & Back Clinics PA$10,000.00

Texas Healthcare Neck & Back Clinics PA

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · on Jun 30, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Trial Lawyers Association PAC

$22,500.00

Cash
$22,500.00
Paid by others
$0.00
Total
$22,500.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Oct 29, 2024 to Oct 8, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988470, 101011363, 101033777, 101073006.

×

Hernandez Law Group

$11,000.00

Cash
$11,000.00
Paid by others
$0.00
Total
$11,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · Jun 29, 2026 to Oct 23, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154, 101073006.

×

Texas Healthcare Neck & Back Clinics PA

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 0 other sitting lawmakers.

Derived recipient stock · on Jun 30, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Jun 30, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062154.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by a super-expensive superintelligence, Nov 9, 2026, against the published rubric.

FILED BEFORE

Filed 3 times: 88R, 89R and now. Checked against 88R and 89R only.

88R HB 757

by Rep. Julie Johnson, different lead author · Died in committee · same text

Introduced text

Last action, Feb 28, 2023: Referred to Insurance

Relating to preauthorization of certain benefits by certain health benefit plan issuers.

Caption, 88R bill history

89R HB 2119

by Rep. Cassandra Garcia Hernandez, same lead author · Died in committee · same text

Introduced text

Last action, Mar 14, 2025: Referred to Insurance

Relating to preauthorization of certain benefits by certain health benefit plan issuers.

Caption, 89R bill history

Sources

Texas House · Filed Nov 9, 2026

11/09/2026 H Filed

Texas Legislature Online · Introduced

Data snapshot Nov 10, 2026 at 2:33 AM CST. Grades, charges, quotes and corrections follow the published record.

Subjects

Insurance--Health & Accident

Text

The text as introduced · 771 words

90R3262 RDS-F

By: Garcia Hernandez
H.B. No. 450

A BILL TO BE ENTITLED

AN ACT

relating to preauthorization of certain benefits by certain health

benefit plan issuers.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 1356.005, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) A health benefit plan issuer that provides coverage

under this section may not require preauthorization for a screening

mammogram or diagnostic imaging described by Subsection (a) or

(a-1). This subsection may not be construed to authorize a

physician or other health care provider to provide the medical care

or health care described by this section if providing the care is

outside of the scope of the individual's applicable license or

other authorization issued under Title 3, Occupations Code.

SECTION 2. Section 1357.004, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) A health benefit plan issuer that provides coverage

under this section may not require preauthorization for a

reconstruction, surgery, prostheses, or treatment described by

Subsection (a). This subsection may not be construed to authorize a

physician or other health care provider to provide the medical care

or health care described by this section if providing the care is

outside of the scope of the individual's applicable license or

other authorization issued under Title 3, Occupations Code.

SECTION 3. Section 1357.054, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) A health benefit plan issuer that provides coverage

under this section may not require preauthorization for inpatient

care described by Subsection (a). This subsection may not be

construed to authorize a physician or other health care provider to

provide the medical care or health care described by this section if

providing the care is outside of the scope of the individual's

applicable license or other authorization issued under Title 3,

Occupations Code.

SECTION 4. Section 1358.054, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) A health benefit plan issuer that provides coverage

under this section may not require preauthorization for the

provision to a qualified enrollee of diabetes equipment, diabetes

supplies, or diabetes self-management training described by

Subsection (a). This subsection may not be construed to authorize a

physician or other health care provider to provide the medical care

or health care described by this section if providing the care is

outside of the scope of the individual's applicable license or

other authorization issued under Title 3, Occupations Code.

SECTION 5. Section 1361.003, Insurance Code, is amended to

read as follows:

Sec. 1361.003. COVERAGE REQUIRED. (a) A group health

benefit plan must provide to a qualified enrollee coverage for

medically accepted bone mass measurement to detect low bone mass

and to determine the enrollee's risk of osteoporosis and fractures

associated with osteoporosis.

(b) A group health benefit plan issuer that provides

coverage under this section may not require preauthorization for

the provision to a qualified enrollee of a bone mass measurement

described by Subsection (a). This subsection may not be construed

to authorize a physician or other health care provider to provide

the medical care or health care described by this section if

providing the care is outside of the scope of the individual's

applicable license or other authorization issued under Title 3,

Occupations Code.

SECTION 6. Section 1362.003, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) A health benefit plan issuer that provides coverage

under this section to an enrolled male may not require

preauthorization for a diagnostic examination described by

Subsection (a). This subsection may not be construed to authorize a

physician or other health care provider to provide the medical care

or health care described by this section if providing the care is

outside of the scope of the individual's applicable license or

other authorization issued under Title 3, Occupations Code.

SECTION 7. Section 1363.003, Insurance Code, is amended by

adding Subsection (d) to read as follows:

(d) A health benefit plan issuer that provides coverage

under this section may not require preauthorization for a screening

examination described by Subsection (a). This subsection may not

be construed to authorize a physician or other health care provider

to provide the medical care or health care described by this section

if providing the care is outside of the scope of the individual's

applicable license or other authorization issued under Title 3,

Occupations Code.

SECTION 8. This Act applies only to a health benefit plan

that is delivered, issued for delivery, or renewed on or after

January 1, 2028.

SECTION 9. This Act takes effect September 1, 2027.