Monitoring the Session

HB 996

Cole Bill Makes Medicaid And Insurers Cover Abortion, Contraception

Filed

Verdict: No flags

No flagsInitial review
Rep. Sheryl ColeDHouse 46

Initial review · graded Nov 9, 2026 · How we grade

Caption

relating to the coverage and provision of abortion, contraception, and sterilization under Medicaid and certain health benefit plans.

Caption from analyzed text · version I.

Summary

No deductibles, no prior authorization. State money pays even without federal matching funds, starting 2028.

The bill requires Texas Medicaid to pay for abortion, contraception and voluntary sterilization even when federal matching money is not available. It also requires health benefit plans to cover those services, with no deductibles, coinsurance, prior authorization or other limits, and it repeals several existing state provisions on these topics. On the ground, state money would pay for abortions for Medicaid recipients, and insured Texans would get these services covered without extra cost starting with plans issued or renewed on or after January 1, 2028.

Labels

Labels: BACK FROM THE DEAD. Same text as a bill filed before that died: 89R HB 1098 (Died in committee). Filed in 2 sessions, counting this one. Checked against 88R and 89R only.TRY NO. 2. Filed in 2 sessions: 89R and 90R. Checked against 88R and 89R only.

Receipt

The receipt

90R-HB996 · 2026-11-09

SOLD BY

ITEM

relating to the coverage and provision of abortion, contraception, and sterilization under Medicaid and certain health benefit plans.

WHAT IT DOES

No deductibles, no prior authorization. State money pays even without federal matching funds, starting 2028.

The bill requires Texas Medicaid to pay for abortion, contraception and voluntary sterilization even when federal matching money is not available. It also requires health benefit plans to cover those services, with no deductibles, coinsurance, prior authorization or other limits, and it repeals several existing state provisions on these topics. On the ground, state money would pay for abortions for Medicaid recipients, and insured Texans would get these services covered without extra cost starting with plans issued or renewed on or after January 1, 2028.

CHARGES

[ ] NONE FOUND

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Filed
FILED UNDER

ABORTION BAN ROLLBACK

THE TEXT

“A health benefit plan shall [ may ] provide coverage for”…

Bill text, introduced version (I)

The bill turns optional insurance coverage of abortion into a mandate, strips cost-sharing and prior-authorization limits, and repeals existing restrictions in the abortion coverage chapter.

MEDICAID EXPANSION

THE TEXT

“Regardless of whether federal matching funds”…

Bill text, introduced version (I)

The bill adds abortion, contraception and sterilization as Medicaid benefits that the state must pay for even without federal matching money.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 29, 2024 to Jun 29, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Trial Lawyers Association PAC$10,000.00

Texas Trial Lawyers Association PAC

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 13, 2024 to Apr 15, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988744, 101010769, 101029923, 101061103.

Texas Sands PAC$8,000.00

Texas Sands PAC

$8,000.00

Cash
$8,000.00
Paid by others
$0.00
Total
$8,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 3, 2024 to Jun 29, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988744, 101061103.

Texans for Reasonable Solutions PAC$5,000.00

Texans for Reasonable Solutions PAC

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 81 other sitting lawmakers.

Derived recipient stock · Aug 23, 2024 to Oct 22, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on Nov 6, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101029923.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Trial Lawyers Association PAC

$10,000.00

Cash
$10,000.00
Paid by others
$0.00
Total
$10,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 13, 2024 to Apr 15, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988744, 101010769, 101029923, 101061103.

×

Texas Sands PAC

$8,000.00

Cash
$8,000.00
Paid by others
$0.00
Total
$8,000.00

Also funds 121 other sitting lawmakers.

Derived recipient stock · Jul 3, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 3, 2024 to Jun 29, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100988744, 101061103.

×

Texans for Reasonable Solutions PAC

$5,000.00

Cash
$5,000.00
Paid by others
$0.00
Total
$5,000.00

Also funds 81 other sitting lawmakers.

Derived recipient stock · Aug 23, 2024 to Oct 22, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · on Nov 6, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101029923.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by a super-expensive superintelligence, Nov 9, 2026, against the published rubric.

FILED BEFORE

Filed 2 times: 89R and now. Checked against 88R and 89R only.

89R HB 1098

by Rep. Cole, same lead author · Died in committee · same text

Introduced text

Last action, Mar 7, 2025: Referred to Insurance

Relating to the coverage and provision of abortion, contraception, and sterilization under Medicaid and certain health benefit plans.

Caption, 89R bill history

Sources

Texas House · Filed Nov 9, 2026

11/09/2026 H Filed

Texas Legislature Online · Introduced

Data snapshot Nov 10, 2026 at 2:38 AM CST. Grades, charges, quotes and corrections follow the published record.

Subjects

Abortion

Human Services--Medical Assistance

Insurance--Health & Accident

Text

The text as introduced · 788 words

90R5314 SCL-F

By: Cole
H.B. No. 996

A BILL TO BE ENTITLED

AN ACT

relating to the coverage and provision of abortion, contraception,

and sterilization under Medicaid and certain health benefit plans.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 32.024(e), Human Resources Code, is

amended to read as follows:

(e) Except as provided by Section 32.03118, the [ The ]

commission may not authorize the provision of any service to any

person under the program unless federal matching funds are

available to pay the cost of the service.

SECTION 2. Subchapter B, Chapter 32, Human Resources Code,

is amended by adding Section 32.03118 to read as follows:

Sec. 32.03118. REIMBURSEMENT FOR CERTAIN REPRODUCTIVE

HEALTH SERVICES. (a) Regardless of whether federal matching funds

are available to pay the cost of the services, the commission shall

ensure that medical assistance reimbursement is provided for the

provision of the following services to medical assistance

recipients:

(1) abortion services;

(2) forms of contraception approved by the United

States Food and Drug Administration, including the insertion and

removal of devices; and

(3) voluntary sterilization, including vasectomies.

(b) The commission shall ensure that abortion,

contraception, and sterilization services are provided in

accordance with applicable state and federal law.

(c) Notwithstanding any other law, abortion, contraception,

and sterilization services provided under the medical assistance

program may not be subject to:

(1) a cost-sharing requirement, including a

deductible or coinsurance;

(2) utilization review;

(3) a prior authorization or step-therapy

requirement; or

(4) any restrictions on or delays in coverage.

SECTION 3. The heading to Chapter 1218, Insurance Code, is

amended to read as follows:

CHAPTER 1218. COVERAGE FOR REPRODUCTIVE HEALTH SERVICES [ ELECTIVE

ABORTION; PROHIBITIONS AND REQUIREMENTS ]

SECTION 4. Sections 1218.001 and 1218.004, Insurance Code,

are amended to read as follows:

Sec. 1218.001. DEFINITIONS [ DEFINITION ]. In this chapter :

(1) "Abortion" has the meaning assigned [ , "elective

abortion" means an abortion, as defined ] by Section 245.002, Health

and Safety Code[ , other than an abortion performed due to a medical

emergency as defined by Section 171.002, Health and Safety Code ].

(2) "Effective pain and anxiety management" means

evidence-based pain and anxiety management, including prescription

anti-anxiety medication, local anesthesia, topical anesthetic,

paracervical block, and minimal and moderate sedation.

Sec. 1218.004. COVERAGE REQUIRED [ BY HEALTH BENEFIT

PLAN ]. (a) A health benefit plan shall [ may ] provide coverage for

abortion services, all forms of contraception approved by the

United States Food and Drug Administration, including the insertion

and removal of devices, counseling on effective pain and anxiety

management for the insertion or removal of devices, and provision

of effective pain and anxiety management for the insertion or

removal of devices, and voluntary sterilization, including

vasectomies, in accordance with applicable state and federal law.

(b) Coverage required under this section is not subject to

[ elective abortion only if ]:

(1) a cost-sharing requirement, including a

deductible or coinsurance [ the coverage is provided to an enrollee

separately from other health benefit plan coverage offered by the

health benefit plan issuer ];

(2) utilization review [ the enrollee pays the premium

for coverage for elective abortion separately from, and in addition

to, the premium for other health benefit plan coverage, if any ];

[ and ]

(3) a prior authorization or step-therapy

requirement; or

(4) any restrictions on or delays in coverage [ the

enrollee provides a signature for coverage for elective abortion,

separately and distinct from the signature required for other

health benefit plan coverage, if any, provided to the enrollee by

the health benefit plan issuer ].

(c) This section controls over Subchapter C, Chapter 1369,

to the extent of any conflict.

SECTION 5. The following provisions are repealed:

(1) Section 32.005, Health and Safety Code;

(2) Section 32.024(c-1), Human Resources Code;

(3) Sections 1218.003, 1218.005, and 1218.006,

Insurance Code; and

(4) Subtitle M, Title 8, Insurance Code.

SECTION 6. If before implementing any provision of this Act

a state agency determines that a waiver or authorization from a

federal agency is necessary for implementation of that provision,

the agency affected by the provision shall request the waiver or

authorization and may delay implementing that provision until the

waiver or authorization is granted.

SECTION 7. Chapter 1218, Insurance Code, as amended by this

Act, applies only to a health benefit plan delivered, issued for

delivery, or renewed on or after January 1, 2028. A health benefit

plan delivered, issued for delivery, or renewed before January 1,

2028, is governed by the law as it existed immediately before the

effective date of this Act, and that law is continued in effect for

that purpose.

SECTION 8. This Act takes effect September 1, 2027.