Monitoring the Session

SB 258

Rehmet Health Rate Bill Weighs Affordability, Starting In 2029

Filed

Verdict: Smells

SmellsInitial review
Sen. Taylor RehmetDSenate 9
Why it's charged
Delayed start

THE TEXT

…“delivery, or renewed on or after January 1, 2029”

Bill text, introduced version (I)

The Act takes effect in 2027, but the new rate review factor only reaches coverage issued or renewed on or after January 1, 2029. That is after the November 7, 2028 general election.

Delayed start

Initial review · graded Nov 9, 2026 · How we grade

Caption

relating to factors the commissioner of insurance may consider when reviewing individual health benefit plan rates for excessiveness.

Caption from analyzed text · version I.

Summary

Commissioner may weigh affordability. Optional, and only for coverage issued or renewed after January 1, 2029.

The bill lets the state insurance commissioner weigh whether an individual health plan's rate is affordable when deciding if that rate is excessive. It touches insurers that sell individual health plans, including marketplace plans, and the people who buy them. Nothing is required: the commissioner gains an optional factor to consider, and it only applies to rates for coverage issued or renewed starting January 1, 2029.

Receipt

The receipt

90R-SB258 · 2026-11-09

SOLD BY

ITEM

relating to factors the commissioner of insurance may consider when reviewing individual health benefit plan rates for excessiveness.

WHAT IT DOES

Commissioner may weigh affordability. Optional, and only for coverage issued or renewed after January 1, 2029.

The bill lets the state insurance commissioner weigh whether an individual health plan's rate is affordable when deciding if that rate is excessive. It touches insurers that sell individual health plans, including marketplace plans, and the people who buy them. Nothing is required: the commissioner gains an optional factor to consider, and it only applies to rates for coverage issued or renewed starting January 1, 2029.

CHARGES

[x] DELAYED STARTanalysis confidence 55%

THE TEXT

…“delivery, or renewed on or after January 1, 2029”

Bill text, introduced version (I)

The Act takes effect in 2027, but the new rate review factor only reaches coverage issued or renewed on or after January 1, 2029. That is after the November 7, 2028 general election.

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Received by the Secretary of the Senate
  2. Filed
FILED UNDER

No verified beat found.

Smells

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jun 9, 2025 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Majority PAC$267,218.00

Texas Majority PAC

$267,218.00

Cash
$0.00
Paid by others
$267,218.00
Total
$267,218.00
Other filed descriptions $141,250.00advertising $100,000.00texting $24,034.00text $1,934.00

Also funds 2 other sitting lawmakers.

Derived recipient stock · Sep 2, 2025 to Oct 19, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Sep 2, 2025 to Feb 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101018487, 101034436, 101062455.

Texas Trial Lawyers Association PAC$80,000.00

Texas Trial Lawyers Association PAC

$80,000.00

Cash
$80,000.00
Paid by others
$0.00
Total
$80,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 19, 2026 to Oct 13, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062455, 101072804.

Daniel Cocanougher$70,000.00
Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Majority PAC

$267,218.00

Cash
$0.00
Paid by others
$267,218.00
Total
$267,218.00
Other filed descriptions $141,250.00advertising $100,000.00texting $24,034.00text $1,934.00

Also funds 2 other sitting lawmakers.

Derived recipient stock · Sep 2, 2025 to Oct 19, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Sep 2, 2025 to Feb 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101018487, 101034436, 101062455.

×

Texas Trial Lawyers Association PAC

$80,000.00

Cash
$80,000.00
Paid by others
$0.00
Total
$80,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 19, 2026 to Oct 13, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101062455, 101072804.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by a super-expensive superintelligence, Nov 9, 2026, against the published rubric.

Sources

Texas Senate · Filed Nov 9, 2026

11/09/2026 S Filed

Texas Legislature Online · Introduced

Data snapshot Nov 10, 2026 at 2:41 AM CST. Grades, charges, quotes and corrections follow the published record.

Subjects

Insurance--General

Insurance--Health & Accident

Insurance--Reform

INSURANCE, COMMISSIONER OF

Text

The text as introduced · 196 words

90R3562 SCF-D

By: Rehmet
S.B. No. 258

A BILL TO BE ENTITLED

AN ACT

relating to factors the commissioner of insurance may consider when

reviewing individual health benefit plan rates for excessiveness.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 1698.052, Insurance Code, is amended by

adding Subsection (e) to read as follows:

(e) In determining whether a rate for an individual health

benefit plan, including a qualified health plan, is excessive for

purposes of this chapter and any other applicable law, the

commissioner may consider whether the rate is affordable and

whether the health benefit plan issuer has implemented effective

strategies to enhance the affordability of its rates.

SECTION 2. The changes in law made by this Act apply only to

rates for health benefit plan coverage delivered, issued for

delivery, or renewed on or after January 1, 2029. Rates for health

benefit plan coverage delivered, issued for delivery, or renewed

before January 1, 2029, are governed by the law in effect

immediately before the effective date of this Act, and that law is

continued in effect for that purpose.

SECTION 3. This Act takes effect September 1, 2027.