HB 3001
Paul Insurance Bill Takes Surplus Lines Insurers Off The List
Died in committee
Verdict: Smells
Both charges, and why
Carve-out
The only change is deleting this one class of insurer from the covered list. That exempts surplus lines insurers from the public adjuster section while every other listed insurer type stays covered.
Carve-outCaption mismatch
The caption reads like a bill about protecting an insured's right to hire a public adjuster. The only operative change ends the covered list here, which shrinks who has that right.
Caption mismatchInitial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade
Caption
relating to the right of an insured to enter into a contract with a public insurance adjuster.
Caption from analyzed text · version I.
Summary
Caption: the right to hire a public adjuster. Bill: fewer policyholders have it.
This bill takes eligible surplus lines insurers off the list of insurers covered by the Texas law on a property owner's right to hire a public insurance adjuster. It touches commercial and residential property owners whose policies come from surplus lines insurers, along with those insurers and public adjusters. Starting September 1, 2025, those policyholders would no longer fall under that section, while policies from stock, mutual, county mutual, Lloyd's, reciprocal and farm mutual insurers stay covered.
Labels
Labels: QUICK READ: 142 WORDS. The bill as filed runs 142 words, counting the existing law it amends and the text it strikes. The median 89R bill as filed runs 441 words (derived, 8,702 graded bills, snapshot Oct 19, 2026).NEVER GOT A HEARING. Filed Feb 19, 2025 and referred to the House Insurance committee. No public hearing. The bill died.
Receipt
The receipt
89R-HB3001 · 2025-02-19
SOLD BY
ITEM
relating to the right of an insured to enter into a contract with a public insurance adjuster.
WHAT IT DOES
Caption: the right to hire a public adjuster. Bill: fewer policyholders have it.
This bill takes eligible surplus lines insurers off the list of insurers covered by the Texas law on a property owner's right to hire a public insurance adjuster. It touches commercial and residential property owners whose policies come from surplus lines insurers, along with those insurers and public adjusters. Starting September 1, 2025, those policyholders would no longer fall under that section, while policies from stock, mutual, county mutual, Lloyd's, reciprocal and farm mutual insurers stay covered.
CHARGES
[x] CARVE-OUTanalysis confidence 65%
The only change is deleting this one class of insurer from the covered list. That exempts surplus lines insurers from the public adjuster section while every other listed insurer type stays covered.
[x] CAPTION MISMATCHanalysis confidence 45%
The caption reads like a bill about protecting an insured's right to hire a public adjuster. The only operative change ends the covered list here, which shrinks who has that right.
TOTAL
No fiscal note in the loaded record.
HISTORY
- Filed
- Read first time
- Referred to Insurance
FILED UNDER
No verified beat found.
THANK YOU FOR CHECKING THE RECEIPT
CAMPAIGN PAID FOR BY
CAMPAIGN PAID FOR BY
Donors
Not tied to this bill.
Sources
The author's campaign account only. Own money and internal transfers are separate on the member page.
Derived itemized flow · Oct 28, 2024 to Aug 27, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Texans for Lawsuit Reform PAC$25,000.00
Texans for Lawsuit Reform PAC
$25,000.00
- Cash
- $25,000.00
- Paid by others
- $0.00
- Total
- $25,000.00
Also funds 124 other sitting lawmakers.
Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · on Jun 25, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010120.
Richard Weekley$12,500.00
Richard Weekley
$12,500.00
- Cash
- $12,500.00
- Paid by others
- $0.00
- Total
- $12,500.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · on Jun 27, 2025. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · on Jun 27, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010120.
Missing data does not establish zero giving. Display amounts are rounded.
Texans for Lawsuit Reform PAC
$25,000.00
- Cash
- $25,000.00
- Paid by others
- $0.00
- Total
- $25,000.00
Also funds 124 other sitting lawmakers.
Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · on Jun 25, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010120.
Richard Weekley
$12,500.00
- Cash
- $12,500.00
- Paid by others
- $0.00
- Total
- $12,500.00
Also funds 0 other sitting lawmakers.
Derived recipient stock · on Jun 27, 2025. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · on Jun 27, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010120.
Votes
No floor vote loaded for this bill.
Fiscal
No fiscal note in the loaded record.
How this was graded
Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.
Sources
Texas House · Filed Feb 19, 2025
03/20/2025 H Referred to Insurance: Mar 20 2025 11:50AM
Texas Legislature Online · Introduced
Data snapshot Oct 26, 2026 at 4:19 AM CDT. Grades, charges, quotes and corrections follow the published record.
House committee · Insurance · Final status: Died in committee
Subjects
Insurance--Insurers & Agents
Insurance--Property & Casualty
INSURANCE ADJUSTERS
Text
The text as introduced · 142 words
89R6055 DNC-D By: Paul H.B. No. 3001 A BILL TO BE ENTITLED AN ACT relating to the right of an insured to enter into a contract with a public insurance adjuster. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 4102.007(a), Insurance Code, is amended to read as follows: (a) Notwithstanding Sections 4001.002 and 4102.002, this section applies to a commercial or residential property insurance policy issued by an insurer, including: (1) a capital stock insurance company; (2) a mutual insurance company; (3) a county mutual insurance company; (4) a Lloyd's plan; (5) a reciprocal or interinsurance exchange; and (6) a farm mutual insurance company[ ; and [ (7) an eligible surplus lines insurer if this state is the insured's home state as defined by Section 981.002 ]. SECTION 2. This Act takes effect September 1, 2025.