HB 3016: bill letting rental companies void waivers after a theft

Caption

relating to the circumstances in which a rental company may void a damage waiver for a rental vehicle.

Summary

No key, no police report within 24 hours, no waiver.

The bill adds a new reason a rental car company can cancel a renter's damage waiver: the car is stolen and the renter fails to return the key, file a police report within 24 hours of discovering the theft, and fully cooperate with the investigation. It touches rental car companies and the people who rent from them and buy damage waivers. Starting with rental agreements signed on or after September 1, 2025, a renter whose rental car is stolen could lose waiver coverage if they do not meet these steps.

Labels

Labels: ACROSS THE AISLE. Joint authors: 2 Republicans, 3 Democrats. Party as the Legislative Reference Library lists it for the 89th Legislature.

Receipt

The receipt

89R-HB3016 · 2025-02-19

SOLD BY

Rep. John LujanRHouse 118

Rep. Oscar LongoriaDHouse 35

Rep. Ryan GuillenRHouse 31

+ 2 more authors

ITEM

relating to the circumstances in which a rental company may void a damage waiver for a rental vehicle.

WHAT IT DOES

No key, no police report within 24 hours, no waiver.

The bill adds a new reason a rental car company can cancel a renter's damage waiver: the car is stolen and the renter fails to return the key, file a police report within 24 hours of discovering the theft, and fully cooperate with the investigation. It touches rental car companies and the people who rent from them and buy damage waivers. Starting with rental agreements signed on or after September 1, 2025, a renter whose rental car is stolen could lose waiver coverage if they do not meet these steps.

CHARGES

[ ] NONE FOUND

TOTAL

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version F · source

Sources

Fiscal note · version F · May 27, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

Feb 19, 2025Filed
Mar 20, 2025Read first time
Mar 20, 2025Referred to Trade, Workforce & Economic Development
Apr 9, 2025Scheduled for public hearing on . . .
Apr 9, 2025Considered in public hearing
Apr 9, 2025Testimony taken/registration(s) recorded in committee
Apr 9, 2025Left pending in committee
Apr 15, 2025Considered in public hearing
Apr 15, 2025Recommended to be sent to Local & Consent
Apr 15, 2025Reported favorably w/o amendment(s)
Apr 23, 2025Comte report filed with Committee Coordinator
Apr 23, 2025Committee report distributed
Apr 24, 2025Comm. report sent to Local & Consent Calendar
Apr 25, 2025Considered in Local & Consent Calendars
Apr 25, 2025Transferred to Calendars Committee
Apr 25, 2025Committee report sent to Calendars
Apr 25, 2025Considered in Calendars
Apr 29, 2025Placed on General State Calendar
Apr 29, 2025Read 2nd time
Apr 29, 2025Passed to engrossment
Apr 29, 2025Record vote RV#901
Apr 29, 2025Statement(s) of vote recorded in Journal
Apr 30, 2025Read 3rd time
Apr 30, 2025Passed
Apr 30, 2025Record vote RV#1043
Apr 30, 2025Statement(s) of vote recorded in Journal
Apr 30, 2025Reported engrossed
Apr 30, 2025Received from the House
May 1, 2025Read first time
May 1, 2025Referred to Business & Commerce
May 15, 2025Scheduled for public hearing on . . .
May 15, 2025Considered in public hearing
May 15, 2025Testimony taken in committee
May 15, 2025Left pending in committee
May 22, 2025Considered in public hearing
May 22, 2025Vote taken in committee
May 22, 2025Reported favorably as substituted
May 22, 2025Recommended for local & uncontested calendar
May 22, 2025Committee report printed and distributed
May 25, 2025Placed on intent calendar
May 26, 2025Rules suspended-Regular order of business
May 26, 2025Read 2nd time & passed to 3rd reading
May 26, 2025Vote recorded in Journal
May 26, 2025Three day rule suspended
May 26, 2025Record vote
May 26, 2025Read 3rd time
May 26, 2025Passed
May 26, 2025Record vote
May 26, 2025Senate passage as amended reported
May 27, 2025Senate Amendments distributed
May 27, 2025Senate Amendments Analysis distributed
May 28, 2025House concurs in Senate amendment(s)
May 28, 2025Record vote RV#3987
May 28, 2025Text of Senate Amendment(s)
May 28, 2025House concurs in Senate amendment(s)-reported
May 29, 2025Reported enrolled
May 30, 2025Signed in the House
May 31, 2025Signed in the Senate
May 31, 2025Sent to the Governor
Jun 20, 2025Signed by the Governor
Jun 20, 2025Effective on 9/1/25

FILED UNDER

No verified beat found.

SIGNED FOR BY

House · 136 yea · 0 nay

Senate · 31 yea · 0 nay

Sources

House: Final passage · Apr 30, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

Senate: Final passage · May 26, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

All floor motions and other positions below.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

John Lujan

Donors

Texans for Lawsuit Reform PAC$305K Greg Abbott Campaign$92K Dealon, LLC$25K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 28, 2024 to Jul 30, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texans for Lawsuit Reform PAC$305,300.00

Texans for Lawsuit Reform PAC

$305,300.00

Cash: $305,000.00
Paid by others: $300.00
Total: $305,300.00

fundraiser $300.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Oct 29, 2024 to Jun 27, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051, 101012920.

Greg Abbott Campaign$91,570.37

Greg Abbott Campaign

$91,570.37

Cash: $0.00
Paid by others: $91,570.37
Total: $91,570.37

digital $42,596.82canvassing $41,351.50texting $7,403.50travel $218.55

Also funds 9 other sitting lawmakers.

Derived recipient stock · Oct 29, 2024 to Sep 2, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · Oct 29, 2024 to Nov 13, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051.

Dealon, LLC$25,000.00

Dealon, LLC

$25,000.00

Cash: $25,000.00
Paid by others: $0.00
Total: $25,000.00

Also funds 4 other sitting lawmakers.

Derived recipient stock · Oct 28, 2024 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Oct 30, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texans for Lawsuit Reform PAC

$305,300.00

Cash: $305,000.00
Paid by others: $300.00
Total: $305,300.00

fundraiser $300.00

Also funds 124 other sitting lawmakers.

Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Oct 29, 2024 to Jun 27, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051, 101012920.

×

Greg Abbott Campaign

$91,570.37

Cash: $0.00
Paid by others: $91,570.37
Total: $91,570.37

digital $42,596.82canvassing $41,351.50texting $7,403.50travel $218.55

Also funds 9 other sitting lawmakers.

Derived recipient stock · Oct 29, 2024 to Sep 2, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Team

Sources

Derived itemized flow · Oct 29, 2024 to Nov 13, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051.

×

Dealon, LLC

$25,000.00

Cash: $25,000.00
Paid by others: $0.00
Total: $25,000.00

Also funds 4 other sitting lawmakers.

Derived recipient stock · Oct 28, 2024 to Sep 23, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Oct 30, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100977051.

Votes6

House May 28, 2025

Yea: 135
Nay: 1
Present, not voting: 1
Absent: 3
Excused: 10

Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 3987

Representative Bhojani moved to concur in the senate amendments to HB 3016. The motion to concur in the senate amendments to HB 3016 prevailed by (Record 3987): 135 Yeas, 1 Nays, 1 Present, not voting.

Published stock of positions for this vote, except where marked derived.

Yea: 135 (published)
Nay: 1 (published)
Present, not voting: 1 (published)
Absent: 3 (derived from named list)
Excused: 10 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

Senate May 26, 2025

Yea: 31
Nay: 0
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Names

Senate journal

Names were not printed. No individual positions are inferred.

Sources

Senator Hagenbuch moved that Senate Rule 7.18 and the Constitutional Rule requiring bills to be read on three several days be suspended and that CSHB 3016 be placed on its third reading and final passage. The motion prevailed by the following vote: Yeas 31, Nays 0. The bill was read third time and was passed by the following vote: Yeas 31, Nays 0.

Published stock of positions for this vote, except where marked derived.

Yea: 31 (published)
Nay: 0 (published)
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Senate May 26, 2025

Yea: 31
Nay: 0
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Names

Senate journal

Names were not printed. No individual positions are inferred.

Sources

Senator Hagenbuch moved that Senate Rule 7.18 and the Constitutional Rule requiring bills to be read on three several days be suspended and that CSHB 3016 be placed on its third reading and final passage. The motion prevailed by the following vote: Yeas 31, Nays 0.

Published stock of positions for this vote, except where marked derived.

Yea: 31 (published)
Nay: 0 (published)
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Senate May 26, 2025

Yea: Not printed
Nay: Not printed
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Names

Senate journal

Names were not printed. No individual positions are inferred.

Voice vote. No numeric tally or individual yeas are inferred.

Sources

The bill was read second time and was passed to third reading by a viva voce vote.

Published stock of positions for this vote, except where marked derived.

Yea: Not printed
Nay: Not printed
Present, not voting: Not printed
Absent: Not printed
Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

House Apr 30, 2025

Yea: 136
Nay: 0
Present, not voting: 2
Absent: 0
Excused: 12

Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 1043

HB 3016 was passed by (Record 1043): 136 Yeas, 0 Nays, 2 Present, not voting.

Published stock of positions for this vote, except where marked derived.

Yea: 136 (published)
Nay: 0 (published)
Present, not voting: 2 (published)
Absent: 0 (derived from named list)
Excused: 12 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

House Apr 29, 2025

Yea: 143
Nay: 0
Present, not voting: 2
Absent: 5
Excused: 0

Names

Named positions matched to lawmakers. See the journal for unmatched names.

House journal

Sources

Record 901

HB 3016 was passed to engrossment by (Record 901): 143 Yeas, 0 Nays, 2 Present, not voting.

Published stock of positions for this vote, except where marked derived.

Yea: 143 (published)
Nay: 0 (published)
Present, not voting: 2 (published)
Absent: 5 (derived from named list)
Excused: 0 (derived from named list)

House journal. Source snapshot 2026-10-19, Central time.

Witnesses8

For: 6
Against: 2
On: 0

Names

For

Avis1 registration
AvisBudget Group1 registration
Enterprise Mobility (Enterprise, National, Alamo brands)1 registration
Enterprise Mobility (Enterprise/Alamo/National)1 registration
Self2 registrations

Against

Self2 registrations

Sources

8 parsed registrations across the loaded witness lists.

Derived stock of witness registrations. Repeated appearances count separately. Organizations and self-representation appear as printed.

House witness list. Source snapshot 2026-10-20, Central time.

Senate witness list. Source snapshot 2026-10-20, Central time.

Fiscal

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version F · source

Sources

Fiscal note · version F · May 27, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Feb 19, 2025

06/20/2025 E Effective on 9/1/25

Texas Legislature Online · Introduced · House Committee Report · Engrossed · Senate Committee Report · Enrolled

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Companion

SB 2987 by Hagenbuch (identical)

Subjects

Business & Commerce--General

Consumer Protection

RENTAL CARS

Text

The text as introduced · 347 words

89R5437 BCH-F

By: Lujan
H.B. No. 3016

A BILL TO BE ENTITLED

AN ACT

relating to the circumstances in which a rental company may void a

damage waiver for a rental vehicle.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 91.056, Business & Commerce Code, is

amended to read as follows:

Sec. 91.056. VOIDING OF DAMAGE WAIVER. A rental company may

not void a damage waiver unless:

(1) an authorized driver causes the damage

intentionally or by wilful and wanton misconduct;

(2) the damage arises out of use of the vehicle:

(A) by a person:

(i) who is not an authorized driver;

(ii) while under the influence of an

intoxicant that impairs driving ability, including alcohol, an

illegal drug, or a controlled substance; or

(iii) while engaged in commission of a

crime other than a traffic infraction;

(B) to carry persons or property for hire;

(C) to push or tow anything;

(D) for driver's training;

(E) to engage in a speed contest; or

(F) outside the continental United States,

unless the rental agreement specifically authorizes the use; [ or ]

(3) the rental company entered into the rental

transaction based on fraudulent information supplied by the renter ;

or

(4) the vehicle is stolen and the renter fails to:

(A) return the vehicle's ignition key to the

rental company;

(B) file a report with law enforcement not later

than 24 hours after the renter discovers the theft; and

(C) fully cooperate with the rental company and

any law enforcement agency or other authority investigating the

stolen vehicle in all matters relating to the investigation of the

stolen vehicle .

SECTION 2. The change in law made by this Act applies only

to an agreement entered into on or after the effective date of this

Act. An agreement entered into before the effective date of this

Act is governed by the law in effect on the date the agreement was

entered into, and the former law is continued in effect for that

purpose.

SECTION 3. This Act takes effect September 1, 2025.

Verdict: No flags

The receipt

SOLD BY

ITEM

WHAT IT DOES

CHARGES

TOTAL

HISTORY

SIGNED FOR BY

Donors

Texans for Lawsuit Reform PAC

Greg Abbott Campaign

Dealon, LLC

Texans for Lawsuit Reform PAC

Greg Abbott Campaign

Dealon, LLC

House May 28, 2025

Senate May 26, 2025

Senate May 26, 2025

Senate May 26, 2025

House Apr 30, 2025

House Apr 29, 2025

For

Against

Companion