HB 3502

bill setting deadlines for title insurance rate data

Died in committee

Verdict: No flags

No flagsInitial review

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to annual statistical reports for fixing title insurance premium rates.

Caption from analyzed text · version I.

Summary

Ask by May 15. Post a summary by September 1.

The bill sets two yearly deadlines for the Texas Department of Insurance on title insurance rate data. By May 15 each year the department must ask every title insurance company and agent for the statistical report data already required by law, and by September 1 it must post a summary of those reports on its website. Title insurers and agents get a fixed annual data call, and the public gets a published compilation of the numbers used to set title insurance premium rates.

Labels

Labels: PENDING FOREVER. Heard by the House Insurance committee on Apr 17, 2025 and left pending. Never voted out. The bill died.

Receipt

The receipt

89R-HB3502 · 2025-02-27

SOLD BY

Rep. Ken KingRHouse 88

ITEM

relating to annual statistical reports for fixing title insurance premium rates.

WHAT IT DOES

Ask by May 15. Post a summary by September 1.

CHARGES

[ ] NONE FOUND

TOTAL

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 15, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

Feb 27, 2025Filed
Mar 24, 2025Read first time
Mar 24, 2025Referred to Insurance
Apr 17, 2025Scheduled for public hearing on . . .
Apr 17, 2025Considered in public hearing
Apr 17, 2025Testimony taken/registration(s) recorded in committee
Apr 17, 2025Left pending in committee

FILED UNDER

No verified beat found.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

Ken King

Donors

Defend Rural Texas PAC$204K Texas Trial Lawyers Association PAC$175K Coalition for Working Families PAC$100K

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 16, 2024 to Oct 22, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Defend Rural Texas PAC$203,547.49

Defend Rural Texas PAC

$203,547.49

Cash: $0.00
Paid by others: $203,547.49
Total: $203,547.49

television $165,000.00radio $25,000.00texting $13,547.49

Also funds 1 other sitting lawmakers.

Derived recipient stock · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115, 101058003, 101068175.

Texas Trial Lawyers Association PAC$175,000.00

Texas Trial Lawyers Association PAC

$175,000.00

Cash: $175,000.00
Paid by others: $0.00
Total: $175,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Sep 17, 2024 to Sep 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100983150, 101008206, 101028141, 101035143, 101040115, 101058003, 101068175.

Coalition for Working Families PAC$100,000.00

Coalition for Working Families PAC

$100,000.00

Cash: $100,000.00
Paid by others: $0.00
Total: $100,000.00

Also funds 24 other sitting lawmakers.

Derived recipient stock · Dec 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Feb 3, 2026 to Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115.

Money

Missing data does not establish zero giving. Display amounts are rounded.

Defend Rural Texas PAC

$203,547.49

Cash: $0.00
Paid by others: $203,547.49
Total: $203,547.49

television $165,000.00radio $25,000.00texting $13,547.49

Also funds 1 other sitting lawmakers.

Derived recipient stock · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

TEC account match.

Sources

Derived itemized flow · Feb 4, 2026 to Aug 7, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115, 101058003, 101068175.

Texas Trial Lawyers Association PAC

$175,000.00

Cash: $175,000.00
Paid by others: $0.00
Total: $175,000.00

Also funds 137 other sitting lawmakers.

Derived recipient stock · Jul 24, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Sep 17, 2024 to Sep 16, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100983150, 101008206, 101028141, 101035143, 101040115, 101058003, 101068175.

Coalition for Working Families PAC

$100,000.00

Cash: $100,000.00
Paid by others: $0.00
Total: $100,000.00

Also funds 24 other sitting lawmakers.

Derived recipient stock · Dec 25, 2025 to Oct 15, 2026. State data as of Nov 4, 2026.

TEC account match.

Team

Sources

Derived itemized flow · Feb 3, 2026 to Feb 20, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101040115.

Votes

No floor vote loaded for this bill.

Fiscal

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version I · source

Sources

Fiscal note · version I · April 15, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas House · Filed Feb 27, 2025

04/17/2025 H Left pending in committee

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

House committee · Insurance · Final status: Died in committee

Companion

SB 1810 by Schwertner (identical)

Subjects

Insurance--Property & Casualty

INSURANCE RATES

INSURANCE, TEXAS DEPARTMENT OF

Text

The text as introduced · 155 words

89R13720 SCR-D

By: King
H.B. No. 3502

A BILL TO BE ENTITLED

AN ACT

relating to annual statistical reports for fixing title insurance

premium rates.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 2703.153, Insurance Code, is amended by

adding Subsections (a-1) and (c-1) to read as follows:

(a-1) Not later than May 15 of each year, the department

shall issue a call to each title insurance company and title

insurance agent engaged in the business of title insurance for the

statistical report data required under Subsection (a).

(c-1) Not later than September 1 of each year, the

department shall publish on the department's Internet website a

compilation report summarizing the statistical reports submitted

under Subsection (a).

SECTION 2. The changes in law made by this Act apply only to

a statistical report filed on or after January 1, 2026.

SECTION 3. This Act takes effect September 1, 2025.