Monitoring the Session

SB 1810

annual title insurance data call, due by May 15

Did not pass

Verdict: No flags

No flagsInitial review
Sen. Charles SchwertnerRSenate 5

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to annual statistical reports for fixing title insurance premium rates.

Caption from analyzed text · version I.

Summary

Summary posted online by September 1 each year.

The bill requires the Texas Department of Insurance to send an annual call by May 15 to every title insurance company and agent for the statistical data they already must report for setting title insurance premium rates. It also requires the department to post a summary compilation of those reports on its website by September 1 each year. Title insurers, title agents and the department are affected, and the public gets a yearly published summary starting with reports filed in 2026.

Labels

Labels: GOT HALFWAY. Passed the Senate on Apr 14, 2025. Died in the House: voted out of the Insurance committee 9-0, no floor vote.

Receipt

The receipt

89R-SB1810 · 2025-03-03

SOLD BY

Sen. Charles SchwertnerRSenate 5

ITEM

relating to annual statistical reports for fixing title insurance premium rates.

WHAT IT DOES

Summary posted online by September 1 each year.

The bill requires the Texas Department of Insurance to send an annual call by May 15 to every title insurance company and agent for the statistical data they already must report for setting title insurance premium rates. It also requires the department to post a summary compilation of those reports on its website by September 1 each year. Title insurers, title agents and the department are affected, and the public gets a yearly published summary starting with reports filed in 2026.

CHARGES

[ ] NONE FOUND

TOTAL

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version S · source

Sources

Fiscal note · version S · April 2, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

HISTORY

  1. Received by the Secretary of the Senate
  2. Filed
  3. Read first time
  4. Referred to Business & Commerce
  5. Scheduled for public hearing on . . .
  6. Considered in public hearing
  7. Testimony taken in committee
  8. Left pending in committee
  9. Considered in public hearing
  10. Vote taken in committee
  11. Reported favorably as substituted
  12. Recommended for local & uncontested calendar
  13. Committee report printed and distributed
  14. Placed on local & uncontested calendar
  15. Placed on intent calendar
  16. Removed from local & uncontested calendar
  17. Rules suspended-Regular order of business
  18. Vote recorded in Journal
  19. Read 2nd time
  20. Amendment(s) offered FA1 Middleton
  21. Amended
  22. Vote recorded in Journal
  23. Passed to engrossment as amended
  24. Vote recorded in Journal
  25. Three day rule suspended
  26. Record vote
  27. Read 3rd time
  28. Passed
  29. Record vote
  30. Reported engrossed
  31. Received from the Senate
  32. Read first time
  33. Referred to Insurance
  34. Considered in formal meeting
  35. Reported favorably w/o amendment(s)
  36. Comte report filed with Committee Coordinator
  37. Committee report distributed
  38. Committee report sent to Calendars
FILED UNDER

No verified beat found.

SIGNED FOR BY

Senate · 29 yea · 0 nay

Sources

Senate: Final passage · Apr 14, 2025. Journal. Published stock for this vote. Snapshot 2026-10-19, Central time.

All floor motions and other positions below.

No flags

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Charles Schwertner

Donors

Donors report through Texans for Charles Schwertner.

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Jul 1, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Money

Missing data does not establish zero giving. Display amounts are rounded.

Votes4

Senate Apr 14, 2025

Yea
29
Nay
0
Present, not voting
2
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

The bill was read third time and was passed by the following vote: Yeas 29, Nays 0, Present-not voting 2. (Same as previous roll call)

Published stock of positions for this vote, except where marked derived.

  • Yea: 29 (published)
  • Nay: 0 (published)
  • Present, not voting: 2 (published)
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 14, 2025

Yea
29
Nay
0
Present, not voting
2
Absent
0
Excused
0
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Sources

Senator Schwertner moved that Senate Rule 7.18 and the Constitutional Rule requiring bills to be read on three several days be suspended and that CSSB 1810 be placed on its third reading and final passage. The motion prevailed by the following vote: Yeas 29, Nays 0, Present-not voting 2.

Published stock of positions for this vote, except where marked derived.

  • Yea: 29 (published)
  • Nay: 0 (published)
  • Present, not voting: 2 (published)
  • Absent: 0 (derived from named list)
  • Excused: 0 (derived from named list)

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 14, 2025

Yea
Not printed
Nay
Not printed
Present, not voting
Not printed
Absent
Not printed
Excused
Not printed
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Names were not printed for yea. Only the named positions are included in member records.

Voice vote. No numeric tally or individual yeas are inferred.

Sources

CSSB 1810 as amended was passed to engrossment by a viva voce vote.

Published stock of positions for this vote, except where marked derived.

  • Yea: Not printed
  • Nay: Not printed
  • Present, not voting: Not printed
  • Absent: Not printed
  • Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Senate Apr 14, 2025

Yea
Not printed
Nay
Not printed
Present, not voting
Not printed
Absent
Not printed
Excused
Not printed
Names

Named positions matched to lawmakers. See the journal for unmatched names.

Senate journal

Names were not printed for yea. Only the named positions are included in member records.

Voice vote. No numeric tally or individual yeas are inferred.

Sources

The amendment to CSSB 1810 was read and was adopted by a viva voce vote.

Published stock of positions for this vote, except where marked derived.

  • Yea: Not printed
  • Nay: Not printed
  • Present, not voting: Not printed
  • Absent: Not printed
  • Excused: Not printed

Senate journal. Source snapshot 2026-10-19, Central time.

Witnesses8
For
5
Against
0
On
3
Names

For

  • Stewart Title1 registration
  • Texans for Free Enterprise1 registration
  • Texas Consumer Association1 registration
  • Texas Land Title Association1 registration
  • Texas Mortgage Bankers Association1 registration

On

  • Office of Public Insurance Counsel1 registration
  • Texas Department of Insurance2 registrations
Sources

8 parsed registrations across the loaded witness lists.

Derived stock of witness registrations. Repeated appearances count separately. Organizations and self-representation appear as printed.

Senate witness list. Source snapshot 2026-10-20, Central time.

Fiscal

No significant fiscal implication to the State is anticipated.

LBB estimate · fiscal note version S · source

Sources

Fiscal note · version S · April 2, 2025

No first-year general revenue figure available here.

LBB published estimates · flow over the stated periods.

Source snapshot 2026-10-19, Central time.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas Senate · Filed Mar 3, 2025

05/14/2025 H Committee report sent to Calendars

Texas Legislature Online · Introduced · Senate Committee Report · Engrossed · House Committee Report

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Sponsors
Jay DeanRHouse 7

House committee · Insurance · Committee vote 9 aye, 0 nay · Out of committee

Senate committee · Business & Commerce · Committee vote 11 aye, 0 nay · Out of committee

Companion

HB 3502 by King (identical)

HB 5173 by Dean (similar)

Subjects

Insurance--Property & Casualty

INSURANCE RATES

INSURANCE, TEXAS DEPARTMENT OF

Text

The text as introduced · 155 words

89R13720 SCR-D

By: Schwertner
S.B. No. 1810

A BILL TO BE ENTITLED

AN ACT

relating to annual statistical reports for fixing title insurance

premium rates.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 2703.153, Insurance Code, is amended by

adding Subsections (a-1) and (c-1) to read as follows:

(a-1) Not later than May 15 of each year, the department

shall issue a call to each title insurance company and title

insurance agent engaged in the business of title insurance for the

statistical report data required under Subsection (a).

(c-1) Not later than September 1 of each year, the

department shall publish on the department's Internet website a

compilation report summarizing the statistical reports submitted

under Subsection (a).

SECTION 2. The changes in law made by this Act apply only to

a statistical report filed on or after January 1, 2026.

SECTION 3. This Act takes effect September 1, 2025.