SB 2805
bill making the loser pay the arbitrator in billing fights
Died in committee
Verdict: No flags
Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade
Caption
Relating to arbitration of certain out-of-network health benefit claims.
Caption from analyzed text · version I.
Summary
No more splitting out-of-network arbitration fees. The losing side pays.
The bill changes Texas's out-of-network billing arbitration so that the losing side pays the full arbitrator's fees and expenses, instead of the two sides splitting them evenly. It also lets a group of out-of-network providers be identified by a National Provider Identification Number, a group National Provider Identification Number, or an Employer Identification Number. Insurers and out-of-network emergency, imaging, lab and facility-based providers who fight over bills in state arbitration are affected, starting with services provided on or after January 1, 2026.
Labels
Labels: PENDING FOREVER. Heard by the Senate Health & Human Services committee on Apr 30, 2025 and left pending. Never voted out. The bill died.
Receipt
The receipt
89R-SB2805 · 2025-03-14
SOLD BY
+ 1 coauthor
ITEM
Relating to arbitration of certain out-of-network health benefit claims.
WHAT IT DOES
No more splitting out-of-network arbitration fees. The losing side pays.
The bill changes Texas's out-of-network billing arbitration so that the losing side pays the full arbitrator's fees and expenses, instead of the two sides splitting them evenly. It also lets a group of out-of-network providers be identified by a National Provider Identification Number, a group National Provider Identification Number, or an Employer Identification Number. Insurers and out-of-network emergency, imaging, lab and facility-based providers who fight over bills in state arbitration are affected, starting with services provided on or after January 1, 2026.
CHARGES
[ ] NONE FOUND
TOTAL
No significant fiscal implication to the State is anticipated.
LBB estimate · fiscal note version I · source
Sources
Fiscal note · version I · April 29, 2025
No first-year general revenue figure available here.
LBB published estimates · flow over the stated periods.
Source snapshot 2026-10-19, Central time.
HISTORY
- Received by the Secretary of the Senate
- Filed
- Read first time
- Referred to Health & Human Services
- Scheduled for public hearing on . . .
- Considered in public hearing
- Testimony taken in committee
- Left pending in committee
- Co-author authorized
FILED UNDER
No verified beat found.
THANK YOU FOR CHECKING THE RECEIPT
CAMPAIGN PAID FOR BY
CAMPAIGN PAID FOR BY
Donors
Not tied to this bill.
Sources
The author's campaign account only. Own money and internal transfers are separate on the member page.
Derived itemized flow · Oct 27, 2024 to Jun 15, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Texans for Lawsuit Reform PAC$50,000.00
Texans for Lawsuit Reform PAC
$50,000.00
- Cash
- $50,000.00
- Paid by others
- $0.00
- Total
- $50,000.00
Also funds 124 other sitting lawmakers.
Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Jun 23, 2025 to Sep 8, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010787, 101032653.
Denton County Republican Lincoln Cabinet PAC$25,000.00
Denton County Republican Lincoln Cabinet PAC
$25,000.00
- Cash
- $25,000.00
- Paid by others
- $0.00
- Total
- $25,000.00
Also funds 1 other sitting lawmakers.
Derived recipient stock · Apr 8, 2026 to Apr 21, 2026. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · on Apr 21, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101058859.
Missing data does not establish zero giving. Display amounts are rounded.
Texans for Lawsuit Reform PAC
$50,000.00
- Cash
- $50,000.00
- Paid by others
- $0.00
- Total
- $50,000.00
Also funds 124 other sitting lawmakers.
Derived recipient stock · Jul 10, 2024 to Oct 23, 2026. State data as of Nov 4, 2026.
TEC account match.
TeamSources
Derived itemized flow · Jun 23, 2025 to Sep 8, 2025. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101010787, 101032653.
Denton County Republican Lincoln Cabinet PAC
$25,000.00
- Cash
- $25,000.00
- Paid by others
- $0.00
- Total
- $25,000.00
Also funds 1 other sitting lawmakers.
Derived recipient stock · Apr 8, 2026 to Apr 21, 2026. State data as of Nov 4, 2026.
Name match, not a verified identity: normalized filed name and state.
Sources
Derived itemized flow · on Apr 21, 2026. State data as of Nov 4, 2026.
Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.
Report IDs: 101058859.
Votes
No floor vote loaded for this bill.
Fiscal
No significant fiscal implication to the State is anticipated.
LBB estimate · fiscal note version I · source
Sources
Fiscal note · version I · April 29, 2025
No first-year general revenue figure available here.
LBB published estimates · flow over the stated periods.
Source snapshot 2026-10-19, Central time.
How this was graded
Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.
Sources
Texas Senate · Filed Mar 14, 2025
04/30/2025 S Left pending in committee
Texas Legislature Online · Introduced
Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.
Senate committee · Health & Human Services · Final status: Died in committee
Companion
HB 5036 by Dyson (identical)
Subjects
Health Care Providers
Insurance--Health & Accident
MEDIATION, DISPUTE RESOLUTION, & ARBITRATION
Text
The text as introduced · 231 words
89R19453 TYPED By: Hagenbuch S.B. No. 2805 A BILL TO BE ENTITLED AN ACT Relating to arbitration of certain out-of-network health benefit claims. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 1467.001(6-a), Insurance Code, is amended to read as follows: (6-a) "Out-of-network provider" means a diagnostic imaging provider, emergency care provider, facility-based provider, or laboratory service provider that is not a participating provider for a health benefit plan. The term includes a group of out-of-network providers identified by one of the following: (A) a National Provider Identification Number; (B) a group National Provider Identification Number; (C) an Employer Identification Number. SECTION 2. Section 1467.087(e), Insurance Code, is amended to read as follows: (e) The losing party [ parties ] shall [ evenly split and ] pay the arbitrator's fees and expenses not later than the 30th day after the date the arbitrator provides the parties with the written decision. SECTION 3. The changes in law made by this Act apply only to a health care or medical service or supply provided on or after January 1, 2026. A health care or medical services or supply provided before January 1, 2026, is governed by the law as it existed immediately before the effective date of this Act, and that law is continued in effect for that purpose. SECTION 4. This Act takes effect September 1, 2025.
