Monitoring the Session

SB 2924

Hurricane Grant Bill Lets Retrofit Money Run Through Nonprofits

Died in committee

Verdict: Smells

SmellsInitial review
Sen. Tan ParkerRSenate 12
Why it's charged
New fee, fund, board or appointees

THE TEXT

“The hurricane and windstorm mitigation account is a dedicated”…

Bill text, introduced version (I)

The bill creates a new dedicated account in general revenue to hold gifts, grants and appropriations for the program. This matches the grant-program caption, so it is ordinary plumbing rather than a bait-and-switch.

New fee, fund, board or appointees

Initial review · graded Oct 20, 2026 · Headline, summary and grade are analysis of the bill text, not a finding about any person · How we grade

Caption

relating to a grant program for hurricane and windstorm loss mitigation for single-family residential property.

Caption from analyzed text · version I.

Summary

Grants for fortified-home upgrades, from a new account the state need not fund.

The bill tells the Texas insurance commissioner to set up a grant program that pays to retrofit homes so they better resist hurricane and windstorm damage. It covers owners of single-family homes and HUD-code manufactured homes who live in them as their homestead, and it lets the state route grant money through nonprofit groups. On the ground, eligible homeowners can apply for grants to upgrade to fortified-home standards, with the money coming from a new dedicated state account funded by appropriations and donations, though the state is not required to fund it.

Labels

Labels: NEVER GOT A HEARING. Filed Mar 14, 2025 and referred to the Senate Business & Commerce committee. No public hearing. The bill died.

Receipt

The receipt

89R-SB2924 · 2025-03-14

SOLD BY

+ 1 coauthor

ITEM

relating to a grant program for hurricane and windstorm loss mitigation for single-family residential property.

WHAT IT DOES

Grants for fortified-home upgrades, from a new account the state need not fund.

The bill tells the Texas insurance commissioner to set up a grant program that pays to retrofit homes so they better resist hurricane and windstorm damage. It covers owners of single-family homes and HUD-code manufactured homes who live in them as their homestead, and it lets the state route grant money through nonprofit groups. On the ground, eligible homeowners can apply for grants to upgrade to fortified-home standards, with the money coming from a new dedicated state account funded by appropriations and donations, though the state is not required to fund it.

CHARGES

[x] NEW FEE, FUND, BOARD OR APPOINTEESanalysis confidence 50%

THE TEXT

“The hurricane and windstorm mitigation account is a dedicated”…

Bill text, introduced version (I)

The bill creates a new dedicated account in general revenue to hold gifts, grants and appropriations for the program. This matches the grant-program caption, so it is ordinary plumbing rather than a bait-and-switch.

TOTAL

No fiscal note in the loaded record.

HISTORY

  1. Received by the Secretary of the Senate
  2. Filed
  3. Co-author authorized
  4. Read first time
  5. Referred to Business & Commerce
FILED UNDER

TAXPAYER-FUNDED NGOS

THE TEXT

…“program to a nonprofit organization for use by the organization to”…

Bill text, introduced version (I)

The bill lets the commissioner route state grant money through nonprofit organizations to do the home retrofits instead of the department paying owners directly.

Smells

THANK YOU FOR CHECKING THE RECEIPT

CAMPAIGN PAID FOR BY

CAMPAIGN PAID FOR BY

Donors

Not tied to this bill.

Sources

The author's campaign account only. Own money and internal transfers are separate on the member page.

Derived itemized flow · Oct 28, 2024 to Jun 29, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Texas Stock Exchange | TXSE Group PAC$40,000.00

Texas Stock Exchange | TXSE Group PAC

$40,000.00

Cash
$40,000.00
Paid by others
$0.00
Total
$40,000.00

Also funds 10 other sitting lawmakers.

Derived recipient stock · Feb 17, 2026 to Oct 16, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 17, 2026 to Jun 25, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101060289.

Texas REALTORS Political Action Committee$25,250.00

Texas REALTORS Political Action Committee

$25,250.00

Cash
$25,000.00
Paid by others
$250.00
Total
$25,250.00
fundraiser $250.00

Also funds 140 other sitting lawmakers.

Derived recipient stock · Jul 2, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 4, 2024 to Oct 9, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986801, 101009904, 101031351.

The Peck Family Trust$25,000.00

The Peck Family Trust

$25,000.00

Cash
$25,000.00
Paid by others
$0.00
Total
$25,000.00

Also funds 1 other sitting lawmakers.

Derived recipient stock · Dec 14, 2024 to Sep 18, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Dec 14, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986801.

Money

Missing data does not establish zero giving. Display amounts are rounded.

×

Texas Stock Exchange | TXSE Group PAC

$40,000.00

Cash
$40,000.00
Paid by others
$0.00
Total
$40,000.00

Also funds 10 other sitting lawmakers.

Derived recipient stock · Feb 17, 2026 to Oct 16, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Feb 17, 2026 to Jun 25, 2026. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 101060289.

×

Texas REALTORS Political Action Committee

$25,250.00

Cash
$25,000.00
Paid by others
$250.00
Total
$25,250.00
fundraiser $250.00

Also funds 140 other sitting lawmakers.

Derived recipient stock · Jul 2, 2024 to Oct 24, 2026. State data as of Nov 4, 2026.

TEC account match.

Team
Sources

Derived itemized flow · Dec 4, 2024 to Oct 9, 2025. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986801, 101009904, 101031351.

×

The Peck Family Trust

$25,000.00

Cash
$25,000.00
Paid by others
$0.00
Total
$25,000.00

Also funds 1 other sitting lawmakers.

Derived recipient stock · Dec 14, 2024 to Sep 18, 2026. State data as of Nov 4, 2026.

Name match, not a verified identity: normalized filed name and state.

Sources

Derived itemized flow · on Dec 14, 2024. State data as of Nov 4, 2026.

Derived itemized contributions on live regular reports and uncovered special-session dates. Internal account transfers and daily reports are excluded.

Report IDs: 100986801.

Votes

No floor vote loaded for this bill.

Fiscal

No fiscal note in the loaded record.

How this was graded

Analysis of text version I by claude-opus-5-5, Oct 20, 2026, against the published rubric.

Sources

Texas Senate · Filed Mar 14, 2025

04/07/2025 S Referred to Business & Commerce

Texas Legislature Online · Introduced

Data snapshot Oct 26, 2026 at 4:20 AM CDT. Grades, charges, quotes and corrections follow the published record.

Coauthors

Senate committee · Business & Commerce · Final status: Died in committee

Companion

HB 1576 by Oliverson (identical)

Subjects

Disaster Preparedness & Relief

Housing--General

Insurance--Property & Casualty

Property Interests--Homestead

State Finances--Management & Control

PERMITS

WINDSTORM DEVICES & INSURANCE

INSURANCE, COMMISSIONER OF

INSURANCE, TEXAS DEPARTMENT OF

Text

The text as introduced · 723 words

89R5278 DNC-D

By: Parker
S.B. No. 2924

A BILL TO BE ENTITLED

AN ACT

relating to a grant program for hurricane and windstorm loss

mitigation for single-family residential property.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Subtitle A, Title 10, Insurance Code, is amended

by adding Chapter 1813 to read as follows:

CHAPTER 1813. GRANT PROGRAM FOR HURRICANE AND WINDSTORM LOSS

MITIGATION FOR SINGLE-FAMILY RESIDENTIAL PROPERTY

Sec. 1813.001. DEFINITION. In this chapter, "program"

means the hurricane and windstorm loss prevention grant program

established under this chapter.

Sec. 1813.002. CONSTRUCTION OF CHAPTER. This chapter does

not create an entitlement for property owners or obligate the state

to fund the inspection or retrofitting of residential property in

this state.

Sec. 1813.003. RULEMAKING. The commissioner may adopt

rules necessary to implement this chapter.

Sec. 1813.004. ESTABLISHMENT OF PROGRAM. The commissioner

shall establish the hurricane and windstorm loss prevention grant

program to provide grants to retrofit eligible residential property

to resist hurricane and windstorm losses.

Sec. 1813.005. ELIGIBILITY. An owner of residential

property may apply for a grant under the program if:

(1) the property to be retrofitted is:

(A) a single-family home or HUD-code

manufactured home, as defined by Section 1201.003, Occupations

Code; and

(B) the owner's residence homestead, as defined

by Section 11.13, Tax Code; and

(2) the owner and the property meet other eligibility

requirements for the program prescribed by commissioner rule.

Sec. 1813.006. AWARD OF GRANTS. The commissioner may award

grants under the program to eligible applicants to ensure the state

purpose of protecting public safety during a hurricane or windstorm

is achieved. The commissioner may only award a grant under a

contract between the department and a grant recipient that includes

provisions under which the department is given sufficient control

to ensure the state purpose is accomplished and the state receives

the return benefit.

Sec. 1813.007. USE OF GRANT. (a) A grant under the program

must be used to retrofit the property that is the subject of the

grant to one of the following:

(1) the fortified home hurricane standard or fortified

home high wind and hail standard adopted by the Institute for

Business and Home Safety; or

(2) another mitigation program, construction

technique, or standardized code that may be submitted by an insurer

and approved by the commissioner.

(b) A property that is a HUD-code manufactured home, as

defined by Section 1201.003, Occupations Code, in wind zone III as

designated by the United States Department of Housing and Urban

Development must be retrofitted to the fortified home hurricane

manufactured/modular home guidelines adopted by the Institute for

Business and Home Safety.

Sec. 1813.008. PERMITTING AND INSPECTIONS. (a) The

recipient of a grant under this chapter shall secure all required

local permits and inspections for a retrofitting project to be

performed using the grant and ensure that the project is performed

in accordance with local building codes.

(b) The department or a political subdivision in which

property for which a grant is awarded is located may inspect the

property at any time during the progress of or following completion

of the retrofitting project for compliance with laws applicable to

the project.

Sec. 1813.009. HURRICANE AND WINDSTORM MITIGATION ACCOUNT.

(a) The hurricane and windstorm mitigation account is a dedicated

account in the general revenue fund. Money in the account may be

appropriated only to the department and only for the purpose of

implementing the program.

(b) The account is composed of:

(1) gifts, grants, donations, and legislative

appropriations; and

(2) interest earned on the investment of money in the

account.

(c) Section 403.0956, Government Code, does not apply to the

account.

(d) The department administers the account. The department

may solicit and receive gifts, grants, and donations from any

source for the benefit of the account.

Sec. 1813.010. NONPROFIT ADMINISTRATION. (a) The

commissioner may make grants or funding available through the

program to a nonprofit organization for use by the organization to

retrofit eligible property in the manner required by this chapter.

(b) A nonprofit organization that received a grant or

funding under this section must administer the grant or funding in

the same manner as the program is required to administer grants or

funding. The organization shall provide any documentation

requested by the department in a timely manner.

SECTION 2. This Act takes effect September 1, 2025.